/* ===================================
   Yashika Financial Services - Premium Design System
   =================================== */

:root {
    /* Premium Color Palette */
    /* --primary-color: #6800b9; */
    --primary-color: #ef7f02;
    --primary-dark: #c36d0a;
    --primary-light: #faf5ef;
    --secondary-color: #bad701;
    --accent-gold: #bad701;
    --accent-green: #2a9d8f;
    /* --accent-gold: #d4af37; */
    
    /* Neutral Colors */
    --white: #ffffff;
    --off-white: #f8f9fa;
    --light-gray: #f0e1cf;
    --medium-gray: #6c757d;
    --dark-gray: #343a40;
    --black: #1a1a1a;
    
    /* Gradients */
    /* --gradient-primary: linear-gradient(135deg, #1a5490 0%, #2670b8 100%); */
    /* --gradient-primary: linear-gradient(135deg, #13008d 0%, #6800b9 100%); */
    --gradient-primary: linear-gradient(135deg, #ef7f02 0%, #cb7007 100%);
    /* --gradient-primary: linear-gradient(135deg, #bad701 0%, #7f9109 100%); */
    --gradient-secondary: linear-gradient(135deg, #bad701 0%, #9cb20c 100%);
    --gradient-gold: linear-gradient(135deg, #d4af37 0%, #f4a261 100%);
    --gradient-overlay: linear-gradient(135deg, rgba(26, 84, 144, 0.9) 0%, rgba(38, 112, 184, 0.8) 100%);
    
    /* Shadows */
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.08);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.15);
    --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.2);
    
    /* Typography */
    --font-primary: 'Poppins', 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    --font-secondary: 'Roboto', Arial, sans-serif;
    
    /* Spacing */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 2rem;
    --spacing-lg: 3rem;
    --spacing-xl: 4rem;
    
    /* Transitions */
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
    
    /* Border Radius */
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 30px;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: hidden;
}

/* Smooth scroll offset for anchor links */
section[id] {
    scroll-margin-top: 100px;
}

body {
    font-family: var(--font-primary);
    line-height: 1.6;
    color: var(--dark-gray);
    background-color: var(--white);
    overflow-x: hidden;
    width: 100%;
}

/* ===================================
   TYPOGRAPHY
   =================================== */

h1, h2, h3, h4, h5, h6 {
    font-weight: 600;
    line-height: 1.3;
    color: var(--black);
    margin-bottom: 1rem;
}

h1 {
    font-size: clamp(2.5rem, 5vw, 4rem);
}

h2 {
    font-size: clamp(2rem, 4vw, 3rem);
}

h3 {
    font-size: clamp(1.5rem, 3vw, 2rem);
}

h4 {
    font-size: 1.5rem;
}

p {
    margin-bottom: 1rem;
    font-size: 1.1rem;
    color: var(--medium-gray);
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-normal);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* ===================================
   NAVIGATION BAR
   =================================== */

.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: linear-gradient(to bottom, rgba(255, 255, 255, 0.98), rgba(255, 255, 255, 0.95));
    backdrop-filter: blur(10px);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.08);
    z-index: 1000;
    transition: all var(--transition-normal);
    border-bottom: 1px solid rgba(26, 84, 144, 0.1);
}

.navbar.scrolled {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.12);
    border-bottom: 1px solid rgba(26, 84, 144, 0.15);
}

.nav-container {
    max-width: 1400px;
    width: 100%;
    margin: 0 auto;
    padding: 1.2rem 3rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-color);
    display: flex;
    align-items: center;
    gap: 0.75rem;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    position: relative;
}

.logo i {
    color: var(--accent-gold);
    font-size: 2rem;
    filter: drop-shadow(0 2px 4px rgba(212, 175, 55, 0.3));
    animation: logoFloat 3s ease-in-out infinite;
}

.logo-img {
  height: 80px;
  object-fit: contain;
}

@keyframes logoFloat {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-3px);
    }
}

.logo:hover i {
    transform: rotate(15deg) scale(1.1);
    transition: var(--transition-normal);
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 0.5rem;
    align-items: center;
}

.nav-item {
    position: relative;
}

.nav-link {
    color: var(--dark-gray);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 0.75rem 1.25rem;
    border-radius: var(--radius-md);
    transition: all var(--transition-normal);
    display: flex;
    align-items: center;
    gap: 0.4rem;
    position: relative;
    letter-spacing: 0.3px;
}

.nav-link::before {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    width: 0;
    height: 3px;
    background: var(--gradient-primary);
    transform: translateX(-50%);
    transition: width var(--transition-normal);
    border-radius: 2px;
}

.nav-link:hover {
    color: var(--primary-color);
    /* background: rgba(26, 84, 144, 0.05); */
    transform: translateY(-2px);
    background: var(--primary-light);
}

.nav-link:hover::before {
    width: 70%;
}

.nav-link.active {
    color: var(--white);
    background: var(--gradient-primary);
    box-shadow: 0 4px 12px rgba(188, 96, 20, 0.3);
}

.nav-link.active::before {
    display: none;
}

/* Dropdown Menu */
.dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: calc(100% + 0.5rem);
    left: 0;
    background: var(--white);
    box-shadow: 0 8px 40px rgba(0, 0, 0, 0.15);
    border-radius: var(--radius-lg);
    min-width: 580px;
    max-height: 550px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all var(--transition-normal);
    z-index: 100;
    border: 1px solid rgba(26, 84, 144, 0.1);
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.5rem;
    column-gap: 1.5rem;
}

/* Scrollbar styling for dropdown */
.dropdown-menu::-webkit-scrollbar {
    width: 6px;
}

.dropdown-menu::-webkit-scrollbar-track {
    background: var(--light-gray);
    border-radius: 10px;
}

.dropdown-menu::-webkit-scrollbar-thumb {
    background: var(--primary-color);
    border-radius: 10px;
}

.dropdown-menu::-webkit-scrollbar-thumb:hover {
    background: var(--primary-dark);
}

.dropdown-menu::before {
    content: '';
    position: absolute;
    top: -8px;
    left: 30px;
    width: 0;
    height: 0;
    border-left: 8px solid transparent;
    border-right: 8px solid transparent;
    border-bottom: 8px solid var(--white);
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-item {
    padding: 0.85rem 1.25rem;
    color: var(--dark-gray);
    display: flex;
    align-items: center;
    gap: 1rem;
    transition: all var(--transition-fast);
    border-radius: var(--radius-md);
    font-weight: 500;
    font-size: 0.95rem;
    position: relative;
    white-space: nowrap;
}

.dropdown-item i {
    color: var(--primary-color);
    width: 20px;
    font-size: 1.1rem;
    transition: var(--transition-fast);
}

.dropdown-item::before {
    content: '';
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 0;
    height: 60%;
    background: var(--gradient-primary);
    border-radius: 0 4px 4px 0;
    transition: width var(--transition-fast);
}

.dropdown-item:hover {
    background: linear-gradient(90deg, rgba(26, 84, 144, 0.08) 0%, rgba(26, 84, 144, 0.02) 100%);
    color: var(--primary-color);
    padding-left: 1.5rem;
    transform: translateX(5px);
}

.dropdown-item:hover::before {
    width: 4px;
}

.dropdown-item:hover i {
    transform: scale(1.2);
    color: var(--primary-dark);
}

/* Mobile Menu Toggle */
.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 0.35rem;
    cursor: pointer;
    padding: 0.75rem;
    background: rgba(26, 84, 144, 0.05);
    border-radius: var(--radius-md);
    border: 2px solid rgba(26, 84, 144, 0.1);
    transition: var(--transition-normal);
}

.menu-toggle:hover {
    background: rgba(26, 84, 144, 0.1);
    border-color: rgba(26, 84, 144, 0.2);
}

.menu-toggle span {
    width: 26px;
    height: 3px;
    background: var(--dark-gray);
    border-radius: 3px;
    transition: all var(--transition-normal);
}

.menu-toggle:hover span {
    background: var(--primary-color);
}

/* ===================================
   BUTTONS
   =================================== */

.btn {
    display: inline-block;
    padding: 1rem 2.5rem;
    font-size: 1rem;
    font-weight: 600;
    border: none;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: all var(--transition-normal);
    text-align: center;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.2);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
    z-index: -1;
}

.btn:hover::before {
    width: 400px;
    height: 400px;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--white);
    box-shadow: var(--shadow-md);
}

.btn-primary:hover {
    box-shadow: 0 8px 30px rgba(188, 96, 20, 0.4);
    transform: translateY(-3px);
}

.btn-secondary {
    background: linear-gradient(135deg, var(--accent-gold) 0%, #f48931 100%);
    color: var(--white);
    box-shadow: var(--shadow-md);
}

.btn-secondary:hover {
    box-shadow: 0 8px 30px rgba(212, 175, 55, 0.4);
    transform: translateY(-3px);
}

.btn-outline {
    background: transparent;
    color: var(--primary-color);
    border: 2px solid var(--primary-color);
}

.btn-outline:hover {
    background: var(--primary-color);
    color: var(--white);
    box-shadow: var(--shadow-md);
}

.btn-ghost {
    background: transparent;
    color: var(--primary-color);
    padding: 0.75rem 1.5rem;
}

.btn-ghost:hover {
    background: var(--light-gray);
}

/* ===================================
   PREMIUM HERO SECTION
   =================================== */

.hero-premium {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: linear-gradient(135deg, #0a0a0a 0%, #1a1a1a 40%, #151515 70%, #0f0f0f 100%);
    padding: 180px 0 80px;
}

.hero-premium::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: 
        radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.03) 0%, transparent 40%),
        radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.02) 0%, transparent 40%);
    z-index: 0;
    pointer-events: none;
}

/* Background with gradient overlay */
.hero-premium-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
}

.hero-gradient-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 30% 50%, rgba(239, 127, 2, 0.1) 0%, transparent 50%),
                radial-gradient(circle at 70% 80%, rgba(186, 215, 1, 0.08) 0%, transparent 50%);
    animation: gradientShift 15s ease-in-out infinite;
}

@keyframes gradientShift {
    0%, 100% { opacity: 0.6; transform: scale(1); }
    50% { opacity: 0.8; transform: scale(1.1); }
}

/* Animated floating shapes */
.hero-animated-shapes {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
}

.floating-shape {
    position: absolute;
    opacity: 0.05;
    animation: float 70s ease-in-out infinite;
}

.shape-circle {
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: var(--gradient-primary);
    top: 10%;
    left: -10%;
    animation-delay: 0s;
}

.shape-square {
    width: 300px;
    height: 300px;
    background: var(--gradient-secondary);
    top: 30%;
    right: -5%;
    transform: rotate(45deg);
    animation-delay: 5s;
}

.shape-triangle {
    width: 0;
    height: 0;
    border-left: 200px solid transparent;
    border-right: 200px solid transparent;
    border-bottom: 350px solid var(--accent-gold);
    bottom: -20%;
    left: 50%;
    animation-delay: 10s;
}

@keyframes float {
    0%, 100% {
        transform: translateY(0) translateX(0) rotate(0deg);
    }
    25% {
        transform: translateY(-30px) translateX(30px) rotate(90deg);
    }
    50% {
        transform: translateY(-60px) translateX(-30px) rotate(180deg);
    }
    75% {
        transform: translateY(-30px) translateX(-60px) rotate(270deg);
    }
}

/* Content */
.hero-premium-content {
    position: relative;
    z-index: 10;
    text-align: center;
    max-width: 1000px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* Badge */
.hero-premium-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.85rem 1.75rem;
    background: rgba(255, 255, 255, 0.06);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 50px;
    color: rgba(255, 255, 255, 0.95);
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: 2.5rem;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.hero-premium-badge:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(239, 127, 2, 0.6);
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(239, 127, 2, 0.25);
}

.hero-premium-badge i {
    color: var(--accent-gold);
    font-size: 1.1rem;
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { transform: scale(1); opacity: 1; }
    50% { transform: scale(1.1); opacity: 0.8; }
}

/* Title */
.hero-premium-title {
    font-size: clamp(1.6rem, 6vw, 3rem);
    font-weight: 800;
    line-height: 1.15;
    margin-bottom: 2rem;
    color: var(--white);
    letter-spacing: -1.5px;
    text-shadow: 0 2px 20px rgba(0, 0, 0, 0.3);
}

.title-line {
    display: block;
    animation: slideInUp 0.8s ease-out forwards;
    opacity: 0;
    margin-bottom: 5px;
}

.title-line-1 {
    animation-delay: 0.2s;
    color: rgba(255, 255, 255, 0.9);
}

.title-line-2 {
    animation-delay: 0.4s;
    color: rgba(255, 255, 255, 0.95);
}

.title-line-3 {
    animation-delay: 0.6s;
    font-size: clamp(2rem, 7vw, 4rem);
}

.gradient-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    position: relative;
    display: inline-block;
}

.gradient-text::after {
    content: '';
    position: absolute;
    bottom: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 80%;
    height: 5px;
    background: var(--gradient-secondary);
    border-radius: 10px;
    animation: expandWidth 1s ease-out 1s forwards;
    width: 0;
    box-shadow: 0 2px 12px rgba(186, 215, 1, 0.4);
}

@keyframes expandWidth {
    to { width: 80%; }
}

@keyframes slideInUp {
    from {
        transform: translateY(30px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

/* Subtitle */
.hero-premium-subtitle {
    font-size: clamp(1rem, 2vw, 1.25rem);
    line-height: 1.9;
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 3.5rem;
    max-width: 850px;
    margin-left: auto;
    margin-right: auto;
    font-weight: 400;
    letter-spacing: 0.3px;
}

/* CTA Buttons */
.hero-premium-cta {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
    margin-bottom: 4rem;
}

.cta-btn {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1.1rem 2.25rem;
    font-size: 1.05rem;
    font-weight: 600;
    border-radius: 50px;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    overflow: hidden;
    text-decoration: none;
    cursor: pointer;
    border: 2px solid transparent;
    letter-spacing: 0.3px;
}

.cta-primary {
    background: var(--gradient-primary);
    color: var(--white);
    box-shadow: 0 6px 24px rgba(239, 127, 2, 0.35);
}

.cta-primary:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(239, 127, 2, 0.6);
}

.cta-primary .btn-icon {
    transition: transform 0.4s ease;
}

.cta-primary:hover .btn-icon {
    transform: translateX(5px);
}

/* Shine effect */
.btn-shine {
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transition: left 0.6s ease;
}

.cta-primary:hover .btn-shine {
    left: 100%;
}

.cta-secondary {
    background: var(--gradient-secondary);
    color: var(--black);
    box-shadow: 0 6px 24px rgba(186, 215, 1, 0.35);
    font-weight: 700;
}

.cta-secondary:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(186, 215, 1, 0.6);
}

.cta-outline {
    background: rgba(255, 255, 255, 0.03);
    color: rgba(255, 255, 255, 0.95);
    border: 2px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(10px);
}

.cta-outline:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: var(--primary-color);
    color: var(--white);
    transform: translateY(-4px);
    box-shadow: 0 8px 28px rgba(239, 127, 2, 0.2);
}

.btn-icon {
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Stats */
.hero-premium-stats {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 3rem;
    padding: 2.5rem 3rem;
    background: rgba(255, 255, 255, 0.04);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 24px;
    max-width: 900px;
    margin: 0 auto;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.3);
    transition: all 0.4s ease;
}

.hero-premium-stats:hover {
    box-shadow: 0 12px 48px rgba(0, 0, 0, 0.4);
    border-color: rgba(255, 255, 255, 0.15);
}

.stat-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex: 1;
}

.stat-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--gradient-primary);
    border-radius: 14px;
    font-size: 1.6rem;
    color: var(--white);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 16px rgba(239, 127, 2, 0.3);
}

.stat-item:hover .stat-icon {
    transform: scale(1.15) rotate(8deg);
    box-shadow: 0 8px 24px rgba(239, 127, 2, 0.5);
}

.stat-content {
    text-align: left;
}

.stat-number {
    font-size: 1.9rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 0.25rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1;
}

.stat-label {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.65);
    margin: 0;
    font-weight: 500;
    letter-spacing: 0.3px;
}

.stat-divider {
    width: 2px;
    height: 60px;
    background: linear-gradient(to bottom, transparent, rgba(255, 255, 255, 0.15), transparent);
    border-radius: 2px;
}

/* Scroll Down Indicator */
.hero-scroll-down {
    position: absolute;
    bottom: 25px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 10;
    animation: floatUpDown 3s ease-in-out infinite;
}

@keyframes floatUpDown {
    0%, 100% { transform: translate(-50%, 0); }
    50% { transform: translate(-50%, -10px); }
}

.scroll-link {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    cursor: pointer;
}

.scroll-link:hover {
    color: var(--white);
    transform: translateY(-3px);
}

.scroll-link:hover .scroll-mouse {
    border-color: var(--primary-color);
    box-shadow: 0 4px 16px rgba(239, 127, 2, 0.3);
}

.scroll-mouse {
    width: 28px;
    height: 44px;
    border: 2px solid rgba(255, 255, 255, 0.35);
    border-radius: 22px;
    position: relative;
    transition: all 0.4s ease;
    background: rgba(255, 255, 255, 0.02);
}

.scroll-wheel {
    width: 4px;
    height: 10px;
    background: var(--primary-color);
    border-radius: 4px;
    position: absolute;
    top: 10px;
    left: 50%;
    transform: translateX(-50%);
    animation: scrollWheel 2s ease-in-out infinite;
    box-shadow: 0 2px 8px rgba(239, 127, 2, 0.5);
}

@keyframes scrollWheel {
    0%, 100% {
        transform: translate(-50%, 0);
        opacity: 1;
    }
    50% {
        transform: translate(-50%, 14px);
        opacity: 0.2;
    }
}

.scroll-text {
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1.5px;
}

/* Responsive Design for Premium Hero */
@media (max-width: 768px) {
    .hero-premium {
        padding: 180px 0 100px;
        min-height: auto;
    }
    
    .hero-premium-content {
        padding: 0 0.5rem;
    }
    
    .hero-premium-badge {
        font-size: 0.8rem;
        padding: 0.7rem 1.3rem;
        margin-bottom: 2rem;
    }
    
    .hero-premium-title {
        margin-bottom: 1.5rem;
        letter-spacing: -1px;
    }
    
    .hero-premium-subtitle {
        font-size: 1.05rem;
        margin-bottom: 2.5rem;
        line-height: 1.8;
    }
    
    .hero-premium-cta {
        flex-direction: column;
        width: 100%;
        margin-bottom: 3rem;
        gap: 0.85rem;
    }
    
    .cta-btn {
        width: 100%;
        justify-content: center;
        padding: 1.05rem 1.75rem;
        font-size: 1rem;
    }
    
    .hero-premium-stats {
        flex-direction: column;
        gap: 2rem;
        padding: 2rem 1.5rem;
    }
    
    .stat-item {
        width: 100%;
        justify-content: center;
    }
    
    .stat-content {
        text-align: center;
    }
    
    .stat-divider {
        width: 70%;
        height: 2px;
    }
    
    .floating-shape {
        display: none;
    }
    
    .hero-scroll-down {
        bottom: 30px;
    }
}

@media (max-width: 480px) {
    .hero-premium {
        padding: 180px 0 100px;
    }
    
    .hero-premium-badge {
        font-size: 0.75rem;
        padding: 0.6rem 1.1rem;
        gap: 0.5rem;
    }
    
    .hero-premium-subtitle {
        font-size: 1rem;
    }
    
    .cta-btn {
        padding: 1rem 1.5rem;
        font-size: 0.95rem;
    }
    
    .stat-icon {
        width: 48px;
        height: 48px;
        font-size: 1.4rem;
    }
    
    .stat-number {
        font-size: 1.7rem;
    }
    
    .stat-label {
        font-size: 0.9rem;
    }
    
    .hero-premium-stats {
        padding: 1.75rem 1.25rem;
        gap: 1.75rem;
    }
}

/* ===================================
   ABOUT US SECTION
   =================================== */

.about-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
    overflow: visible;
}

/* Left Side - Content */
.about-content {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.about-header {
    position: relative;
}

.about-header .section-subtitle {
    margin-bottom: 1rem;
}

.about-header .section-title {
    text-align: left;
    margin-bottom: 1.5rem;
}

.about-header .section-description {
    text-align: left;
    font-size: 1.05rem;
    line-height: 1.8;
}

/* Features */
.about-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem 2rem;
}

.features-column {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.feature-item i {
    color: var(--accent-green);
    font-size: 1.2rem;
    flex-shrink: 0;
}

.feature-item span {
    font-size: 1rem;
    color: var(--dark-gray);
    font-weight: 500;
}

/* About Footer */
.about-footer {
    display: flex;
    align-items: center;
    gap: 3rem;
    padding-top: 1rem;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}

.founder-profile {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.founder-image {
    width: 70px;
    height: 70px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--primary-color);
}

.founder-info h4 {
    font-size: 1.1rem;
    color: var(--black);
    font-weight: 600;
    margin-bottom: 0.25rem;
}

.founder-info p {
    font-size: 0.9rem;
    color: var(--medium-gray);
    margin: 0;
}

.about-contact {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.contact-icon {
    width: 50px;
    height: 50px;
    background: var(--primary-color);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-icon i {
    color: var(--white);
    font-size: 1.3rem;
}

.contact-info {
    display: flex;
    flex-direction: column;
}

.contact-info span {
    font-size: 0.9rem;
    color: var(--medium-gray);
}

.contact-info a {
    font-size: 1.2rem;
    color: var(--primary-color);
    font-weight: 700;
    text-decoration: none;
    transition: var(--transition-normal);
}

.contact-info a:hover {
    color: var(--primary-dark);
}

/* Right Side - Visual */
.about-visual {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 1rem 0;
}

.about-image-wrapper {
    position: relative;
    width: 70%;
    border-radius: var(--radius-lg);
    overflow: visible;
}

.about-main-image {
    width: 100%;
    height: auto;
    min-height: 500px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
    display: block;
}

.about-overlay-image {
    position: absolute;
    top: 40px;
    left: -60px;
    width: 50%;
    max-width: 300px;
    border-radius: var(--radius-lg);
    overflow: hidden;
    z-index: 2;
    border: 5px solid var(--white);
    animation: floatOverlay 4s ease-in-out infinite;
}

.about-overlay-image img {
    width: 100%;
    height: auto;
    display: block;
    aspect-ratio: 1/1;
    object-fit: cover;
}

.experience-badge {
    position: absolute;
    bottom: 40px;
    left: -60px;
    background: var(--primary-color);
    padding: 2rem 2.5rem;
    border-radius: var(--radius-md);
    box-shadow: 0 15px 50px rgba(110, 52, 3, 0.5);
    display: flex;
    align-items: center;
    gap: 1.5rem;
    z-index: 3;
    animation: floatBadge 3s ease-in-out infinite;
}

@keyframes floatOverlay {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-15px);
    }
}

@keyframes floatBadge {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-12px);
    }
}

.experience-number {
    font-size: 3rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1;
    border-right: 3px solid rgba(255, 255, 255, 0.3);
    padding-right: 1.5rem;
}

.experience-text {
    display: flex;
    flex-direction: column;
}

.experience-text span {
    font-size: 1.3rem;
    font-weight: 600;
    color: var(--white);
    line-height: 1.2;
}

.experience-text p {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.9);
    margin: 0;
    line-height: 1.4;
}

/* ===================================
   LOAN SLIDER SECTION (SWIPER)
   =================================== */

.loan-slider-wrapper {
    position: relative;
    overflow: visible;
}

.loanSwiper {
    width: 100%;
    padding: 0 2rem 5rem !important;
}

.loanSwiper .swiper-slide {
    display: flex;
    justify-content: center;
    align-items: stretch;
    padding: 0 1rem;
}

/* Loan Card Styles */
.loan-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
    transition: all 0.4s ease;
    display: flex;
    flex-direction: column;
    height: 100%;
    max-width: 450px;
    margin: 0 auto;
}

.loan-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 50px rgba(0, 0, 0, 0.15);
}

/* Loan Card Image */
.loan-card-image {
    position: relative;
    height: 250px;
    overflow: hidden;
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.loan-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.4s ease;
}

.loan-card:hover .loan-card-image img {
    transform: scale(1.1);
}

/* Loan Card Content */
.loan-card-content {
    padding: 2.5rem;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.loan-card-content h3 {
    font-size: 1.8rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-weight: 700;
}

.loan-card-desc {
    font-size: 1rem;
    color: var(--dark-gray);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    flex-grow: 0;
}

.loan-card-features {
    list-style: none;
    padding: 0;
    margin: 0 0 2rem 0;
    flex-grow: 1;
}

.loan-card-features li {
    display: flex;
    align-items: start;
    gap: 0.75rem;
    padding: 0.6rem 0;
    color: var(--dark-gray);
    font-size: 0.95rem;
    font-weight: 500;
}

.loan-card-features li i {
    color: var(--accent-green);
    font-size: 1.1rem;
    margin-top: 0.15rem;
    flex-shrink: 0;
}

.loan-card-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    padding: 1rem 2rem;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(110, 52, 3, 0.3);
    position: relative;
    overflow: hidden;
    align-self: flex-start;
}

.loan-card-btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s ease, height 0.6s ease;
}

.loan-card-btn:hover::before {
    width: 400px;
    height: 400px;
}

.loan-card-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 25px rgba(110, 52, 3, 0.5);
}

/* ===================================
   PRODUCTS GRID SECTION
   =================================== */

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2.5rem;
    margin-top: 3rem;
}

.product-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    display: flex;
    flex-direction: column;
    height: 100%;
    overflow: hidden;
    border: 2px solid transparent;
}

.product-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 50px rgba(239, 127, 2, 0.2);
    border-color: rgba(239, 127, 2, 0.3);
}

/* Product Card Image */
.product-card-image {
    position: relative;
    height: 280px;
    overflow: hidden;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
}

.product-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.product-card:hover .product-card-image img {
    transform: scale(1.15);
}

.product-card-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(239, 127, 2, 0.9) 0%, rgba(186, 215, 1, 0.85) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: opacity 0.4s ease;
}

.product-card:hover .product-card-overlay {
    opacity: 1;
}

.product-overlay-btn {
    width: 60px;
    height: 60px;
    background: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #EF7F02;
    font-size: 1.5rem;
    transition: all 0.3s ease;
    transform: scale(0.8);
}

.product-card:hover .product-overlay-btn {
    transform: scale(1);
}

.product-overlay-btn:hover {
    transform: scale(1.1) rotate(90deg);
    box-shadow: 0 8px 25px rgba(255, 255, 255, 0.3);
}

/* Product Card Content */
.product-card-content {
    padding: 2.5rem;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.product-card-content h3 {
    font-size: 1.8rem;
    color: var(--dark-gray);
    margin-bottom: 1rem;
    font-weight: 700;
    transition: color 0.3s ease;
}

.product-card:hover .product-card-content h3 {
    color: #EF7F02;
}

.product-card-desc {
    font-size: 1rem;
    color: var(--medium-gray);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    flex-grow: 0;
}

.product-card-features {
    list-style: none;
    padding: 0;
    margin: 0 0 2rem 0;
    flex-grow: 1;
}

.product-card-features li {
    display: flex;
    align-items: start;
    gap: 0.75rem;
    padding: 0.6rem 0;
    color: var(--dark-gray);
    font-size: 0.95rem;
    font-weight: 500;
}

.product-card-features li i {
    color: #EF7F02;
    font-size: 1.1rem;
    margin-top: 0.15rem;
    flex-shrink: 0;
}

.product-card-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    padding: 1rem 2rem;
    background: linear-gradient(135deg, #EF7F02 0%, #F5A623 100%);
    color: var(--white);
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(239, 127, 2, 0.3);
    position: relative;
    overflow: hidden;
    align-self: flex-start;
}

.product-card-btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s ease, height 0.6s ease;
}

.product-card-btn:hover::before {
    width: 400px;
    height: 400px;
}

.product-card-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(239, 127, 2, 0.4);
}

.product-card-btn i {
    transition: transform 0.3s ease;
}

.product-card-btn:hover i {
    transform: translateX(5px);
}

/* Responsive Design */
@media (max-width: 1200px) {
    .products-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .products-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .product-card-image {
        height: 250px;
    }
    
    .product-card-content {
        padding: 2rem;
    }
    
    .product-card-content h3 {
        font-size: 1.6rem;
    }
}

/* ===================================
   PRODUCT DETAIL SECTIONS
   =================================== */

.product-detail-section {
    padding: 6rem 0;
    position: relative;
    overflow: hidden;
}

.product-detail-section:nth-child(even) {
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
}

.product-detail-alt {
    background: var(--white);
}

/* Centered Header Section */
.product-detail-header {
    max-width: 1100px;
    margin: 0 auto 5rem;
    text-align: center;
    position: relative;
}

.product-detail-header .product-number {
    font-size: 8rem;
    font-weight: 800;
    line-height: 1;
    color: rgba(239, 127, 2, 0.1);
    position: absolute;
    top: -2rem;
    left: -1rem;
    z-index: 0;
    font-family: 'Poppins', sans-serif;
    left: 50%;
    transform: translateX(-50%);
}

.product-detail-header .product-detail-title {
    font-size: 3.5rem;
    font-weight: 700;
    color: #333333;
    margin-bottom: 0.5rem;
    position: relative;
    z-index: 1;
    line-height: 1.2;
}

.product-detail-header .product-detail-subtitle {
    font-size: 1.3rem;
    color: #EF7F02;
    font-weight: 600;
    margin-bottom: 2rem;
    font-style: italic;
    position: relative;
    z-index: 1;
}

.product-detail-header .product-detail-description {
    font-size: 1.1rem;
    line-height: 1.8;
    color: var(--medium-gray);
    margin-bottom: 3rem;
    position: relative;
    z-index: 1;
}

.product-detail-header .product-specs-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
    position: relative;
    z-index: 1;
}

.product-detail-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
    margin-top: 4rem;
}

.product-detail-reverse {
    direction: rtl;
}

.product-detail-reverse > * {
    direction: ltr;
}

.product-detail-image {
    position: relative;
}

.product-image-container {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
    transition: transform 0.4s ease;
}

.product-image-container:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 70px rgba(239, 127, 2, 0.2);
}

.product-image-container img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    display: block;
}

.product-image-badge {
    position: absolute;
    top: 2rem;
    right: 2rem;
    background: linear-gradient(135deg, rgba(239, 127, 2, 0.95) 0%, rgba(186, 215, 1, 0.95) 100%);
    color: var(--white);
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 600;
    font-size: 0.9rem;
    box-shadow: 0 8px 25px rgba(239, 127, 2, 0.3);
    backdrop-filter: blur(10px);
}

.product-image-badge i {
    font-size: 1rem;
}

.product-detail-content {
    position: relative;
}

.product-number {
    font-size: 8rem;
    font-weight: 800;
    line-height: 1;
    color: rgba(239, 127, 2, 0.1);
    position: absolute;
    top: -2rem;
    left: -1rem;
    z-index: 0;
    font-family: 'Poppins', sans-serif;
}

.product-detail-title {
    font-size: 3rem;
    font-weight: 700;
    color: var(--dark-gray);
    margin-bottom: 0.5rem;
    position: relative;
    z-index: 1;
}

.product-detail-subtitle {
    font-size: 1.3rem;
    color: #EF7F02;
    font-weight: 600;
    margin-bottom: 2rem;
    font-style: italic;
}

.product-detail-description {
    font-size: 1.1rem;
    line-height: 1.8;
    color: var(--medium-gray);
    margin-bottom: 3rem;
}

.product-specs-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.spec-item {
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.9) 0%, rgba(248, 249, 250, 0.9) 100%);
    border: 2px solid rgba(239, 127, 2, 0.1);
    border-radius: var(--radius-md);
    padding: 1.5rem;
    display: flex;
    align-items: center;
    gap: 1rem;
    transition: all 0.3s ease;
}

.spec-item:hover {
    border-color: rgba(239, 127, 2, 0.3);
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(239, 127, 2, 0.15);
}

.spec-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #EF7F02 0%, #F5A623 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.3rem;
    flex-shrink: 0;
    box-shadow: 0 4px 15px rgba(239, 127, 2, 0.3);
}

.spec-content {
    text-align: left;
}

.spec-content h4 {
    font-size: 0.9rem;
    color: var(--medium-gray);
    font-weight: 500;
    margin-bottom: 0.3rem;
}

.spec-content p {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--dark-gray);
    margin: 0;
}

.product-benefits {
    margin-bottom: 2.5rem;
}

.product-benefits h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--dark-gray);
    margin-bottom: 1.5rem;
}

.benefits-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.benefits-list li {
    display: flex;
    align-items: start;
    gap: 1rem;
    padding: 0.2rem 0;
    font-size: 1rem;
    color: var(--dark-gray);
    line-height: 1.6;
}

.benefits-list li i {
    color: #EF7F02;
    font-size: 1.1rem;
    margin-top: 0.2rem;
    flex-shrink: 0;
}

.product-uses {
    margin-bottom: 2.5rem;
}

.product-uses h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--dark-gray);
    margin-bottom: 1.5rem;
}

.uses-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.use-tag {
    background: linear-gradient(135deg, rgba(239, 127, 2, 0.1) 0%, rgba(186, 215, 1, 0.1) 100%);
    color: var(--dark-gray);
    padding: 0.6rem 1.2rem;
    border-radius: 25px;
    font-size: 0.9rem;
    font-weight: 600;
    border: 2px solid rgba(239, 127, 2, 0.2);
    transition: all 0.3s ease;
}

.use-tag:hover {
    background: linear-gradient(135deg, #EF7F02 0%, #F5A623 100%);
    color: var(--white);
    border-color: transparent;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(239, 127, 2, 0.3);
}

.product-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 1rem;
    padding: 1.2rem 2.5rem;
    background: linear-gradient(135deg, #EF7F02 0%, #F5A623 100%);
    color: var(--white);
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 1.1rem;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 6px 25px rgba(239, 127, 2, 0.3);
    position: relative;
    overflow: hidden;
}

.product-cta-btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s ease, height 0.6s ease;
}

.product-cta-btn:hover::before {
    width: 400px;
    height: 400px;
}

.product-cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 30px rgba(239, 127, 2, 0.4);
}

.product-cta-btn i {
    transition: transform 0.3s ease;
}

.product-cta-btn:hover i {
    transform: translateX(5px);
}

/* Responsive Design */
@media (max-width: 1200px) {
    .product-detail-wrapper {
        gap: 3rem;
    }
    
    .product-detail-header .product-detail-title {
        font-size: 2.5rem;
    }
    
    .product-detail-title {
        font-size: 2.5rem;
    }
    
    .product-image-container img {
        height: 450px;
    }
    
    .product-detail-header .product-specs-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 968px) {
    .product-detail-section {
        padding: 4rem 0;
    }
    
    .product-detail-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .product-detail-reverse {
        direction: ltr;
    }
    
    .product-detail-header {
        margin-bottom: 3rem;
        text-align: center;
    }
    
    .product-detail-header .product-number {
        font-size: 8rem;
        top: -1.5rem;
        left: 50%;
        transform: translateX(-50%);
    }
    
    .product-number {
        font-size: 6rem;
        top: -1rem;
        left: 0;
    }
    
    .product-detail-header .product-detail-title {
        font-size: 2.2rem;
    }
    
    .product-detail-title {
        font-size: 2.2rem;
    }
    
    .product-image-container img {
        height: 400px;
    }
    
    .product-specs-grid {
        grid-template-columns: 1fr;
    }
    
    .product-detail-header .product-specs-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .product-detail-section {
        padding: 3rem 0;
    }
    
    .product-detail-header {
        margin-bottom: 2.5rem;
        text-align: center;
    }
    
    .product-detail-header .product-number {
        font-size: 6rem;
        top: -1rem;
        left: 50%;
        transform: translateX(-50%);
    }
    
    .product-detail-header .product-detail-title {
        font-size: 2.5rem;
    }
    
    .product-number {
        font-size: 5rem;
    }
    
    .product-detail-header .product-detail-title {
        font-size: 1.8rem;
    }
    
    .product-detail-title {
        font-size: 1.8rem;
    }
    
    .product-detail-header .product-detail-subtitle {
        font-size: 1.1rem;
    }
    
    .product-detail-subtitle {
        font-size: 1.1rem;
    }
    
    .product-detail-header .product-detail-description {
        font-size: 1rem;
    }
    
    .product-detail-description {
        font-size: 1rem;
    }
    
    .product-image-container img {
        height: 350px;
    }
    
    .product-image-badge {
        top: 1rem;
        right: 1rem;
        padding: 0.6rem 1.2rem;
        font-size: 0.85rem;
    }
    
    .spec-item {
        padding: 1.2rem;
    }
    
    .product-cta-btn {
        padding: 1rem 2rem;
        font-size: 1rem;
    }
    
    .product-detail-header .product-specs-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
}

/* Swiper Navigation Buttons */
.loanSwiper .swiper-button-next,
.loanSwiper .swiper-button-prev {
    width: 50px;
    height: 50px;
    background: var(--white);
    border-radius: 50%;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
    transition: all 0.3s ease;
    border: 1px solid var(--accent-gold);
}

.loanSwiper .swiper-button-next::after,
.loanSwiper .swiper-button-prev::after {
    font-size: 1.2rem;
    color: var(--primary-color);
    font-weight: 900;
}

.loanSwiper .swiper-button-next:hover,
.loanSwiper .swiper-button-prev:hover {
    background: var(--primary-color);
    transform: scale(1.1);
}

.loanSwiper .swiper-button-next:hover::after,
.loanSwiper .swiper-button-prev:hover::after {
    color: var(--white);
}

/* Swiper Pagination */
.loanSwiper .swiper-pagination {
    bottom: 0 !important;
}

.loanSwiper .swiper-pagination-bullet {
    width: 12px;
    height: 12px;
    background: var(--light-gray);
    opacity: 1;
    transition: all 0.3s ease;
}

.loanSwiper .swiper-pagination-bullet-active {
    background: var(--primary-color);
    width: 35px;
    border-radius: 6px;
}



/* ===================================
   HOW IT WORKS / PROCESS SECTION
   =================================== */

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-top: 3rem;
    position: relative;
}

.process-step {
    background: var(--white);
    padding: 3rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
    border: 2px solid var(--light-gray);
    position: relative;
    overflow: visible;
}

.process-step::after {
    content: '';
    position: absolute;
    top: 50%;
    right: -2rem;
    width: 2rem;
    height: 2px;
    background: linear-gradient(90deg, var(--primary-color) 0%, transparent 100%);
    transform: translateY(-50%);
    z-index: -1;
}

.process-step:last-child::after {
    display: none;
}

.process-step:hover {
    transform: translateY(-15px);
    box-shadow: 0 20px 50px rgba(110, 52, 3, 0.15);
    border-color: var(--primary-color);
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--white);
    box-shadow: 0 8px 25px rgba(110, 52, 3, 0.3);
    transition: all 0.4s ease;
    position: relative;
}

.step-icon::before {
    content: '';
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    background: var(--accent-gold);
    opacity: 0;
    transform: scale(0.8);
    transition: all 0.4s ease;
}

.process-step:hover .step-icon {
    transform: scale(1.1) rotate(360deg);
    box-shadow: 0 10px 35px rgba(110, 52, 3, 0.5);
}

.process-step:hover .step-icon::before {
    opacity: 0.2;
    transform: scale(1.2);
}

.step-number {
    position: absolute;
    top: -15px;
    right: -15px;
    width: 50px;
    height: 50px;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--white);
    box-shadow: 0 5px 20px rgba(254, 185, 1, 0.4);
    border: 3px solid var(--white);
    z-index: 2;
    transition: all 0.3s ease;
}

.process-step:hover .step-number {
    transform: scale(1.15);
    box-shadow: 0 8px 30px rgba(254, 185, 1, 0.6);
}

.step-title {
    font-size: 1.4rem;
    color: var(--black);
    font-weight: 700;
    margin-bottom: 1rem;
    line-height: 1.3;
}

.step-description {
    font-size: 1rem;
    color: var(--medium-gray);
    line-height: 1.7;
    margin: 0;
}


/* ===================================
   SECTIONS
   =================================== */

.section {
    padding: var(--spacing-xl) 0;
    position: relative;
    scroll-margin-top: 80px;
    overflow-x: hidden;
}

.section-alt {
    background: var(--off-white);
}

.container {
    max-width: 1400px;
    width: 100%;
    margin: 0 auto;
    padding: 0 20px;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
    animation: fadeInUp 0.8s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.section-subtitle {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    color: var(--dark-gray);
    font-weight: 700;
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 1rem;
    padding: 0.75rem 1.5rem;
    background: var(--white);
    border: 2px dashed var(--primary-dark);
    border-radius: 50px;
}

.section-subtitle img {
    width: 24px;
    height: 24px;
    object-fit: contain;
    flex-shrink: 0;
}

.section-title {
    font-size: clamp(2rem, 4vw, 3rem);
    color: var(--black);
    margin-bottom: 1rem;
}

.section-description {
    font-size: 1.2rem;
    color: var(--medium-gray);
    max-width: 700px;
    margin: 0 auto;
}

/* ===================================
   CARDS
   =================================== */

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    box-shadow: var(--shadow-md);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition-normal);
}

.card:hover::before {
    transform: scaleX(1);
}

.card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.card-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-primary);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.5rem;
    color: var(--white);
    margin-bottom: 1.5rem;
    transition: var(--transition-normal);
}

.card:hover .card-icon {
    transform: scale(1.1) rotate(5deg);
}

.card-title {
    font-size: 1.5rem;
    color: var(--black);
    margin-bottom: 1rem;
}

.card-description {
    color: var(--medium-gray);
    margin-bottom: 1.5rem;
}

.card-link {
    color: var(--primary-color);
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: var(--transition-normal);
}

.card-link:hover {
    gap: 1rem;
    color: var(--primary-dark);
}

/* Service Cards with Image */
.service-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: all var(--transition-normal);
    position: relative;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.service-card-image {
    width: 100%;
    height: 250px;
    overflow: hidden;
    position: relative;
}

.service-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-slow);
}

.service-card:hover .service-card-image img {
    transform: scale(1.1);
}

.service-card-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--gradient-overlay);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: var(--transition-normal);
}

.service-card:hover .service-card-overlay {
    opacity: 1;
}

.service-card-content {
    padding: 2rem;
}

/* ===================================
   STATS / COUNTER SECTION
   =================================== */

.stats-section {
    background: var(--gradient-primary);
    color: var(--white);
    padding: 5rem 0;
    position: relative;
    overflow: hidden;
}

.stats-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 500px;
    height: 500px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 3rem;
    position: relative;
    z-index: 1;
}

.stat-item {
    text-align: center;
    padding: 2rem;
}

.stat-icon {
    font-size: 3rem;
    color: var(--accent-gold);
    margin-bottom: 1rem;
}

.stat-number {
    font-size: 3.5rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 0.5rem;
    display: block;
}

.stat-label {
    font-size: 1.2rem;
    color: rgba(255, 255, 255, 0.9);
}

/* ===================================
   FEATURES / BENEFITS
   =================================== */

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.feature-item {
    border-radius: var(--radius-lg);
    transition: var(--transition-normal);
}

.feature-icon {
    width: 100px;
    height: 100px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    font-size: 3rem;
    color: var(--white);
    transition: var(--transition-normal);
}

.feature-item:hover .feature-icon {
    transform: rotateY(360deg);
}

/* ===================================
   WHO WE ARE SECTION
   =================================== */

.who-we-are-content {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 4rem;
    align-items: center;
    margin-top: 3rem;
}

.who-we-are-left {
    display: flex;
    flex-direction: column;
}

.who-we-are-text {
    margin-bottom: 1rem;
}

.who-we-are-text p {
    font-size: 1.1rem;
    line-height: 1.9;
    color: var(--dark-gray);
    margin-bottom: 1.5rem;
}

.who-we-are-features {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.who-we-are-image {
    width: 90%;
    margin: 0 auto;
}

.who-we-are-image img {
    width: 100%;
    height: auto;
    display: block;
}

.feature-badge {
    background: var(--white);
    padding: 1rem 1.5rem;
    border-radius: var(--radius-lg);
    border: 2px solid var(--light-gray);
    transition: all 0.3s ease;
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 1.5rem;
    align-items: start;
}

.feature-badge:hover {
    border-color: var(--primary-color);
    transform: translateX(10px);
    box-shadow: 0 10px 30px rgba(104, 0, 185, 0.15);
}

.badge-icon {
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.badge-icon i {
    font-size: 1.5rem;
    color: var(--white);
}

.feature-badge-content {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.feature-badge h4 {
    font-size: 1.2rem;
    color: var(--dark-gray);
    margin: 0;
    font-weight: 600;
}

.feature-badge p {
    font-size: 0.95rem;
    color: var(--medium-gray);
    margin: 0;
    line-height: 1.6;
}

/* ===================================
   WHO WE ARE - MODERN DESIGN
   =================================== */

.who-we-are-modern {
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 50%, #f8f9fa 100%);
    position: relative;
    overflow: hidden;
}

.who-we-are-modern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.03) 0%, transparent 50%),
                radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.03) 0%, transparent 50%);
    pointer-events: none;
    z-index: 0;
}

.who-we-are-modern .container {
    position: relative;
    z-index: 1;
}

.who-we-are-modern-content {
    max-width: 1000px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 4rem;
}

.who-we-are-text-modern {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.text-block {
    position: relative;
    padding-left: 2rem;
}

.text-block::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    width: 4px;
    height: 100%;
    background: linear-gradient(135deg, #EF7F02 0%, #BAD701 100%);
    border-radius: 2px;
}

.text-block .lead-text {
    font-size: 1.25rem;
    line-height: 1.9;
    color: var(--dark-gray);
    font-weight: 500;
    margin: 0;
}

.text-block p {
    font-size: 1.1rem;
    line-height: 1.9;
    color: var(--medium-gray);
    margin: 0;
}

.who-we-are-features-modern {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 1rem;
}

.feature-card-modern {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: 16px;
    border: 1px solid rgba(0, 0, 0, 0.08);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
}

.feature-card-modern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(239, 127, 2, 0.05) 0%, rgba(186, 215, 1, 0.05) 100%);
    opacity: 0;
    transition: opacity 0.4s ease;
}

.feature-card-modern:hover::before {
    opacity: 1;
}

.feature-card-modern:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 40px rgba(239, 127, 2, 0.15);
    border-color: rgba(239, 127, 2, 0.3);
}

.feature-icon-wrapper {
    position: relative;
    width: 80px;
    height: 80px;
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 1;
}

.feature-icon-bg {
    position: absolute;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #EF7F02 0%, #BAD701 100%);
    border-radius: 20px;
    transform: rotate(45deg);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    opacity: 0.1;
}

.feature-card-modern:hover .feature-icon-bg {
    transform: rotate(45deg) scale(1.1);
    opacity: 0.15;
}

.feature-icon-wrapper i {
    font-size: 2rem;
    color: #EF7F02;
    position: relative;
    z-index: 2;
    transition: all 0.4s ease;
}

.feature-card-modern:hover .feature-icon-wrapper i {
    color: #EF7F02;
    transform: scale(1.1);
}

.feature-content-modern {
    position: relative;
    z-index: 1;
}

.feature-content-modern h4 {
    font-size: 1.3rem;
    color: var(--dark-gray);
    margin: 0 0 0.75rem 0;
    font-weight: 700;
    letter-spacing: -0.5px;
}

.feature-content-modern p {
    font-size: 1rem;
    color: var(--medium-gray);
    margin: 0;
    line-height: 1.6;
}

/* Responsive Design */
@media (max-width: 968px) {
    .who-we-are-features-modern {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .feature-card-modern {
        padding: 2rem 1.5rem;
    }
    
    .text-block {
        padding-left: 1.5rem;
    }
    
    .text-block .lead-text {
        font-size: 1.15rem;
    }
    
    .text-block p {
        font-size: 1.05rem;
    }
}

@media (max-width: 768px) {
    .who-we-are-modern-content {
        gap: 3rem;
    }
    
    .who-we-are-text-modern {
        gap: 1.5rem;
    }
    
    .text-block::before {
        width: 3px;
    }
    
    .feature-icon-wrapper {
        width: 70px;
        height: 70px;
        margin-bottom: 1.25rem;
    }
    
    .feature-icon-wrapper i {
        font-size: 1.75rem;
    }
    
    .feature-content-modern h4 {
        font-size: 1.2rem;
    }
}


/* ===================================
   STANDALONE STATS SECTION
   =================================== */

.stats-section-standalone {
    position: relative;
    padding: 5rem 0;
    background: linear-gradient(135deg, #0a0a0a 0%, #1a1a1a 40%, #151515 70%, #0f0f0f 100%);
    overflow: hidden;
}

.stats-section-standalone::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: 
        radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.08) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.06) 0%, transparent 50%);
    z-index: 0;
    pointer-events: none;
}

.stats-section-standalone::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: 
        radial-gradient(circle at 30% 60%, rgba(239, 127, 2, 0.03) 0%, transparent 40%),
        radial-gradient(circle at 70% 40%, rgba(186, 215, 1, 0.02) 0%, transparent 40%);
    z-index: 0;
    pointer-events: none;
}

/* Dark section header styles */
.stats-section-standalone .section-subtitle {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    color: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
}

.stats-section-standalone .section-subtitle img {
    filter: brightness(0) invert(1);
}

.stats-section-standalone .section-title {
    color: var(--white);
    text-shadow: 0 2px 20px rgba(0, 0, 0, 0.3);
}

.stats-section-standalone .section-description {
    color: rgba(255, 255, 255, 0.7);
}

/* Animated background shapes */
.stats-animated-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: 0;
}

.stats-shape {
    position: absolute;
    opacity: 0.04;
    animation: floatShape 25s ease-in-out infinite;
}

.stats-shape-1 {
    width: 350px;
    height: 350px;
    border-radius: 50%;
    background: var(--gradient-primary);
    top: -100px;
    right: 10%;
    animation-delay: 0s;
}

.stats-shape-2 {
    width: 250px;
    height: 250px;
    background: var(--gradient-secondary);
    border-radius: 50%;
    bottom: -80px;
    left: 15%;
    animation-delay: 5s;
}

@keyframes floatShape {
    0%, 100% {
        transform: translateY(0) translateX(0) scale(1);
    }
    25% {
        transform: translateY(-40px) translateX(40px) scale(1.1);
    }
    50% {
        transform: translateY(-80px) translateX(-40px) scale(0.9);
    }
    75% {
        transform: translateY(-40px) translateX(-80px) scale(1.05);
    }
}

.stats-wrapper {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.stat-card {
    background: rgba(255, 255, 255, 0.04);
    backdrop-filter: blur(20px);
    padding: 3rem 2rem;
    border-radius: 24px;
    text-align: center;
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.3);
    transition: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.stat-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.5s ease;
    box-shadow: 0 2px 12px rgba(239, 127, 2, 0.5);
}

.stat-card:hover::before {
    transform: scaleX(1);
}

.stat-card:hover {
    transform: translateY(-12px);
    box-shadow: 0 16px 48px rgba(239, 127, 2, 0.3);
    border-color: rgba(239, 127, 2, 0.4);
    background: rgba(255, 255, 255, 0.08);
}

.stat-card-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, rgba(239, 127, 2, 0.2) 0%, rgba(186, 215, 1, 0.2) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    transition: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    box-shadow: 0 4px 20px rgba(239, 127, 2, 0.25);
}

.stat-card-icon::after {
    content: '';
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    border: 2px solid rgba(239, 127, 2, 0.4);
    opacity: 0;
    transform: scale(0.8);
    transition: all 0.5s ease;
}

.stat-card:hover .stat-card-icon {
    background: var(--gradient-primary);
    transform: scale(1.1) rotate(8deg);
    box-shadow: 0 8px 32px rgba(239, 127, 2, 0.5);
}

.stat-card:hover .stat-card-icon::after {
    opacity: 0.5;
    transform: scale(1.2);
}

.stat-card-icon i {
    font-size: 2.5rem;
    color: rgba(255, 255, 255, 0.9);
    transition: all 0.5s ease;
}

.stat-card:hover .stat-card-icon i {
    color: var(--white);
    transform: scale(1.1);
}

.stat-card-content {
    position: relative;
}

.stat-card-number {
    font-size: 3rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1;
    margin-bottom: 0.5rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    display: inline-block;
    position: relative;
    text-shadow: 0 2px 20px rgba(239, 127, 2, 0.3);
}

.stat-card-plus {
    font-size: 2rem;
    font-weight: 700;
    color: var(--accent-gold);
    margin-left: 0.25rem;
}

.stat-card-label {
    font-size: 1.1rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.95);
    margin-bottom: 0.5rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.stat-card-desc {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.6);
    margin: 0;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .stats-wrapper {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
}

@media (max-width: 768px) {
    .stats-wrapper {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        margin-top: 2rem;
    }
    
    .stat-card {
        padding: 2.5rem 2rem;
    }
    
    .stat-card-icon {
        width: 70px;
        height: 70px;
    }
    
    .stat-card-icon i {
        font-size: 2rem;
    }
    
    .stat-card-number {
        font-size: 2.5rem;
    }
    
    .stats-shape {
        display: none;
    }
}

@media (max-width: 480px) {
    .stat-card {
        padding: 2rem 1.5rem;
    }
    
    .stat-card-icon {
        width: 60px;
        height: 60px;
    }
    
    .stat-card-icon i {
        font-size: 1.75rem;
    }
    
    .stat-card-number {
        font-size: 2.25rem;
    }
    
    .stat-card-label {
        font-size: 1rem;
    }
}


/* ===================================
   WHY CHOOSE US - NEW DESIGN
   =================================== */

.why-choose-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.why-choose-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: var(--radius-lg);
    position: relative;
    overflow: hidden;
    border: 2px solid var(--light-gray);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.why-choose-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 5px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.why-choose-card:hover::before {
    transform: scaleX(1);
}

.why-choose-card:hover {
    transform: translateY(-10px);
    border-color: var(--primary-color);
    box-shadow: 0 15px 40px rgba(104, 0, 185, 0.2);
}

.why-choose-number {
    position: absolute;
    top: 1.5rem;
    right: 1.5rem;
    font-size: 4rem;
    font-weight: 800;
    line-height: 1;
    transition: all 0.3s ease;
    color: var(--primary-dark);
    opacity: 0.08;
}

.why-choose-card:hover .why-choose-number {
    color: rgba(104, 0, 185, 0.15);
    transform: scale(1.1);
}

.why-choose-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.1) 0%, rgba(254, 182, 1, 0.1) 100%);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    transition: all 0.3s ease;
}

.why-choose-card:hover .why-choose-icon {
    background: var(--gradient-primary);
    transform: rotate(5deg) scale(1.05);
}

.why-choose-icon i {
    font-size: 2rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.why-choose-card:hover .why-choose-icon i {
    color: var(--white);
}

.why-choose-card h3 {
    font-size: 1.4rem;
    color: var(--dark-gray);
    margin-bottom: 1rem;
    font-weight: 600;
}

.why-choose-card p {
    font-size: 1rem;
    line-height: 1.7;
    color: var(--medium-gray);
    margin: 0;
}


/* ===================================
   MISSION & VISION - NEW DESIGN
   =================================== */

.mission-vision-section {
    position: relative;
    background-image: url('images/aboutus-background.webp');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    overflow: hidden;
}

.mission-vision-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(15, 15, 15, 0.85) 0%, rgba(26, 26, 26, 0.80) 50%, rgba(15, 15, 15, 0.85) 100%),
                radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.15) 0%, transparent 50%),
                radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.12) 0%, transparent 50%);
    z-index: 0;
}

.mission-vision-section .container {
    position: relative;
    z-index: 1;
}

.mission-vision-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.mission-vision-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.mission-vision-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.mission-vision-wrapper {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0;
    margin-top: 3rem;
    background: var(--white);
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 10px 50px rgba(0, 0, 0, 0.08);
    position: relative;
}

.mission-vision-wrapper::before {
    content: '';
    position: absolute;
    left: 50%;
    top: 10%;
    height: 80%;
    width: 1px;
    background: linear-gradient(to bottom, transparent, var(--light-gray), transparent);
    transform: translateX(-50%);
}

.mission-vision-card {
    padding: 3.5rem 3rem;
    position: relative;
    transition: all 0.4s ease;
}

.mission-vision-card:hover {
    background: linear-gradient(135deg, rgba(110, 52, 3, 0.02) 0%, rgba(104, 0, 185, 0.02) 100%);
}

.mv-card-header {
    display: flex;
    align-items: flex-start;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.mv-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    position: relative;
    transition: all 0.4s ease;
    box-shadow: 0 8px 24px rgba(110, 52, 3, 0.2);
}

.mv-icon::before {
    content: '';
    position: absolute;
    inset: -3px;
    background: var(--gradient-primary);
    border-radius: 18px;
    opacity: 0;
    transition: opacity 0.4s ease;
    z-index: -1;
    filter: blur(10px);
}

.mission-vision-card:hover .mv-icon {
    transform: translateY(-5px) scale(1.05);
    box-shadow: 0 12px 32px rgba(110, 52, 3, 0.3);
}

.mission-vision-card:hover .mv-icon::before {
    opacity: 0.6;
}

.mv-icon i {
    font-size: 2rem;
    color: var(--white);
}

.mv-card-header h3 {
    color: var(--dark);
    font-size: 2rem;
    font-weight: 700;
    margin: 0;
    line-height: 1.3;
    padding-top: 0.5rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.mv-card-content {
    padding: 0;
}

.mv-card-content p {
    font-size: 1.05rem;
    line-height: 1.8;
    color: var(--dark-gray);
    margin-bottom: 2rem;
}

.mv-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.mv-list li {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    font-size: 1rem;
    color: var(--dark-gray);
    padding: 0;
    border: none;
    position: relative;
    padding-left: 1.5rem;
}

.mv-list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.5rem;
    width: 6px;
    height: 6px;
    background: var(--primary-brown);
    border-radius: 50%;
    box-shadow: 0 0 0 3px rgba(110, 52, 3, 0.1);
}

.mv-list li i {
    color: var(--primary-brown);
    font-size: 0.875rem;
    flex-shrink: 0;
    margin-top: 0.25rem;
    display: none;
}


/* ===================================
   CORE VALUES - NEW DESIGN
   =================================== */

.core-values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
    margin-top: 3rem;
}

.core-value-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid var(--light-gray);
    transition: all 0.4s ease;
    position: relative;
}

.core-value-card::after {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: var(--radius-lg);
    background: var(--gradient-primary);
    opacity: 0;
    transition: opacity 0.4s ease;
    z-index: 0;
}

.core-value-card:hover::after {
    opacity: 0.05;
}

.core-value-card:hover {
    transform: translateY(-10px) scale(1.02);
    border-color: var(--primary-color);
    box-shadow: 0 15px 40px rgba(104, 0, 185, 0.2);
}

.cv-icon-circle {
    width: 90px;
    height: 90px;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.1) 0%, rgba(254, 182, 1, 0.1) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    transition: all 0.4s ease;
    position: relative;
    z-index: 1;
}

.core-value-card:hover .cv-icon-circle {
    background: var(--gradient-primary);
    transform: rotateY(360deg);
}

.cv-icon-circle i {
    font-size: 2.5rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.core-value-card:hover .cv-icon-circle i {
    color: var(--white);
}

.core-value-card h3 {
    font-size: 1.5rem;
    color: var(--dark-gray);
    margin-bottom: 1rem;
    font-weight: 600;
    position: relative;
    z-index: 1;
}

.core-value-card p {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--medium-gray);
    margin: 0;
    position: relative;
    z-index: 1;
}


/* ===================================
   PARTNER REQUIREMENTS SECTION
   =================================== */

.requirements-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.requirement-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid var(--light-gray);
    transition: all 0.3s ease;
}

.requirement-card:hover {
    border-color: var(--primary-color);
    transform: translateY(-8px);
    box-shadow: 0 12px 35px rgba(104, 0, 185, 0.2);
}

.requirement-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.1) 0%, rgba(254, 182, 1, 0.1) 100%);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    transition: all 0.3s ease;
}

.requirement-card:hover .requirement-icon {
    background: var(--gradient-primary);
    transform: scale(1.1) rotate(5deg);
}

.requirement-icon i {
    font-size: 2rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.requirement-card:hover .requirement-icon i {
    color: var(--white);
}

.requirement-card h3 {
    font-size: 1.35rem;
    color: var(--dark-gray);
    margin-bottom: 1rem;
    font-weight: 600;
}

.requirement-card p {
    font-size: 1rem;
    color: var(--medium-gray);
    line-height: 1.7;
    margin: 0;
}

/* Partner Form Wrapper */
.partner-form-wrapper {
    max-width: 900px;
    margin: 3rem auto 0;
    background: var(--white);
    padding: 3rem;
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
    border: 2px solid var(--light-gray);
}

.partner-form-modern {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

/* Loan Overview Section - Redesigned */
.loan-overview-new {
    margin-top: 3rem;
    background: var(--white);
    border: 2px solid var(--light-gray);
    border-radius: var(--radius-lg);
    padding: 3rem;
}

.overview-main h3 {
    color: var(--dark-gray);
    font-size: 1.75rem;
    margin-bottom: 1rem;
    font-weight: 700;
}

.overview-main p {
    color: var(--medium-gray);
    line-height: 1.8;
    margin-bottom: 2rem;
    font-size: 1.05rem;
}

.overview-highlights {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    padding: 2rem 0;
    border-top: 2px solid var(--light-gray);
    border-bottom: 2px solid var(--light-gray);
}

.highlight-item {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.highlight-label {
    font-size: 0.875rem;
    color: var(--medium-gray);
    font-weight: 500;
}

.highlight-value {
    font-size: 1.1rem;
    color: var(--primary-color);
    font-weight: 700;
}

.overview-use-cases {
    margin-top: 2rem;
}

.overview-use-cases h4 {
    font-size: 1.25rem;
    color: var(--dark-gray);
    margin-bottom: 1.25rem;
    font-weight: 600;
}

.use-cases-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 1rem;
}

.use-case-badge {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
    padding: 1rem 0.5rem;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.05) 0%, rgba(254, 182, 1, 0.05) 100%);
    border-radius: var(--radius-md);
    transition: all 0.3s ease;
}

.use-case-badge:hover {
    background: var(--gradient-primary);
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(104, 0, 185, 0.2);
}

.use-case-badge i {
    font-size: 1.5rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.use-case-badge:hover i {
    color: var(--white);
}

.use-case-badge span {
    font-size: 0.875rem;
    color: var(--dark-gray);
    font-weight: 500;
    text-align: center;
    transition: all 0.3s ease;
}

.use-case-badge:hover span {
    color: var(--white);
}

.overview-actions {
    display: flex;
    gap: 1rem;
    margin-top: 2.5rem;
    padding-top: 2rem;
    border-top: 2px solid var(--light-gray);
    justify-content: center;
    flex-wrap: wrap;
}

.overview-actions .btn {
    padding: 1rem 2rem;
    font-size: 1rem;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.3s ease;
}

.overview-actions .btn i {
    font-size: 1rem;
}

.overview-actions .btn-primary {
    background: linear-gradient(90deg, #FDB931 0%, #F7941D 100%);
    border: none;
    color: var(--white);
    box-shadow: 0 4px 15px rgba(253, 185, 49, 0.3);
}

.overview-actions .btn-primary:hover {
    background: linear-gradient(90deg, #F7941D 0%, #FDB931 100%);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(253, 185, 49, 0.4);
}

/* Features & Benefits Section */
.features-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.benefit-card {
    position: relative;
    padding: 2.5rem 2rem;
    background: var(--white);
    border: 2px solid var(--light-gray);
    border-radius: var(--radius-lg);
    transition: all 0.3s ease;
}

.benefit-card:hover {
    border-color: var(--primary-color);
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(104, 0, 185, 0.15);
}

.benefit-number {
    position: absolute;
    top: -15px;
    left: 25px;
    width: 45px;
    height: 45px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    font-weight: 700;
    box-shadow: 0 5px 15px rgba(104, 0, 185, 0.3);
}

.benefit-card h4 {
    font-size: 1.25rem;
    color: var(--dark-gray);
    margin: 1.5rem 0 0.75rem;
    font-weight: 600;
}

.benefit-card p {
    font-size: 0.95rem;
    color: var(--medium-gray);
    line-height: 1.6;
    margin: 0;
}

/* Business Loan Form Section with Background */
.business-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.business-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.business-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.business-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.business-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.business-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.business-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Personal Loan Form Section with Background */
.personal-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1579621970563-ebec7560ff3e?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.personal-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.personal-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.personal-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.personal-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.personal-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.personal-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Car Loan Form Section with Background */
.car-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1449965408869-eaa3f722e40d?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.car-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.car-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.car-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.car-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.car-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.car-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Credit Card Loan Form Section with Background */
.credit-card-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1559526324-4b87b5e36e44?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.credit-card-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.credit-card-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.credit-card-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.credit-card-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.credit-card-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.credit-card-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Education Loan Form Section with Background */
.education-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1523050854058-8df90110c9f1?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.education-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.education-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.education-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.education-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.education-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.education-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Home Loan Form Section with Background */
.home-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.home-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.home-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.home-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.home-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.home-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.home-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Mortgage Loan Form Section with Background */
.mortgage-loan-form-section {
    position: relative;
    background-image: url('https://images.unsplash.com/photo-1560520653-9e0e4c89eb11?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.mortgage-loan-form-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(26, 26, 26, 0.92) 0%, rgba(110, 52, 3, 0.88) 100%);
    z-index: 0;
}

.mortgage-loan-form-section .container {
    position: relative;
    z-index: 1;
}

.mortgage-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.mortgage-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.mortgage-loan-form-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.mortgage-loan-form-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

/* Loan Application Form */
.loan-application-form-wrapper {
    max-width: 900px;
    margin: 3rem auto 0;
    background: var(--white);
    padding: 3rem;
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
    border: 2px solid var(--light-gray);
}

.loan-application-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.required {
    color: #e74c3c;
    margin-left: 2px;
}

/* Eligibility Section */
.eligibility-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-top: 3rem;
}

.eligibility-section h3 {
    color: var(--dark-gray);
    font-size: 1.75rem;
    margin-bottom: 2rem;
    font-weight: 700;
}

.eligibility-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.eligibility-item {
    display: flex;
    gap: 1.25rem;
    padding: 1.5rem;
    background: var(--white);
    border: 2px solid var(--light-gray);
    border-radius: var(--radius-md);
    transition: all 0.3s ease;
}

.eligibility-item:hover {
    border-color: var(--primary-color);
    transform: translateX(5px);
    box-shadow: 0 8px 20px rgba(104, 0, 185, 0.1);
}

.eligibility-icon {
    width: 55px;
    height: 55px;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.1) 0%, rgba(254, 182, 1, 0.1) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.eligibility-icon i {
    font-size: 1.5rem;
    color: var(--primary-color);
}

.eligibility-content h4 {
    font-size: 1.15rem;
    color: var(--dark-gray);
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.eligibility-content p {
    font-size: 0.95rem;
    color: var(--medium-gray);
    margin: 0;
    line-height: 1.5;
}

/* Documents Required Section */
.documents-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.document-card {
    background: var(--white);
    padding: 2.5rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid var(--light-gray);
    transition: all 0.3s ease;
}

.document-card:hover {
    border-color: var(--primary-color);
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(104, 0, 185, 0.15);
}

.document-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.1) 0%, rgba(254, 182, 1, 0.1) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    transition: all 0.3s ease;
}

.document-card:hover .document-icon {
    background: var(--gradient-primary);
    transform: scale(1.1);
}

.document-icon i {
    font-size: 2rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.document-card:hover .document-icon i {
    color: var(--white);
}

.document-card h4 {
    font-size: 1.2rem;
    color: var(--dark-gray);
    margin-bottom: 0.75rem;
    font-weight: 600;
}

.document-card p {
    font-size: 0.95rem;
    color: var(--medium-gray);
    line-height: 1.6;
    margin: 0;
}


/* ===================================
   MODERN CTA SECTION
   =================================== */

.cta-section {
    position: relative;
    padding: 8rem 0;
    background: linear-gradient(135deg, #0a0a0a 0%, #1a1a1a 40%, #151515 70%, #0f0f0f 100%);
    overflow: hidden;
    isolation: isolate;
}

.cta-animated-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 0;
    pointer-events: none;
}

.cta-gradient-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.4;
    animation: floatOrb 20s ease-in-out infinite;
}

.cta-orb-1 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(239, 127, 2, 0.6) 0%, transparent 70%);
    top: -100px;
    left: 10%;
    animation-delay: 0s;
}

.cta-orb-2 {
    width: 350px;
    height: 350px;
    background: radial-gradient(circle, rgba(186, 215, 1, 0.5) 0%, transparent 70%);
    bottom: -50px;
    right: 15%;
    animation-delay: 7s;
}

.cta-orb-3 {
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(239, 127, 2, 0.4) 0%, transparent 70%);
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    animation-delay: 14s;
}

@keyframes floatOrb {
    0%, 100% {
        transform: translate(0, 0) scale(1);
    }
    33% {
        transform: translate(30px, -30px) scale(1.1);
    }
    66% {
        transform: translate(-20px, 20px) scale(0.9);
    }
}

.cta-section .container {
    position: relative;
    z-index: 1;
    max-width: 1200px;
}

.cta-content-wrapper {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 4rem;
    align-items: center;
}

.cta-text-content {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.cta-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.75rem 1.5rem;
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 50px;
    width: fit-content;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.9);
    font-weight: 500;
}

.cta-badge-icon {
    font-size: 1.2rem;
    animation: sparkle 2s ease-in-out infinite;
}

@keyframes sparkle {
    0%, 100% {
        transform: scale(1) rotate(0deg);
        opacity: 1;
    }
    50% {
        transform: scale(1.2) rotate(180deg);
        opacity: 0.8;
    }
}

.cta-title {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    margin: 0;
}

.cta-title-line {
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -1px;
    color: #FFFFFF;
}

.cta-title-gradient {
    background: linear-gradient(135deg, #EF7F02 0%, #BAD701 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    position: relative;
}

.cta-description {
    color: rgba(255, 255, 255, 0.8);
    font-size: clamp(1rem, 2vw, 1.15rem);
    line-height: 1.8;
    margin: 0;
}

.cta-description strong {
    color: #FFFFFF;
    font-weight: 600;
}

.cta-buttons {
    display: flex;
    gap: 1.5rem;
    justify-content: center;
    flex-wrap: wrap;
    margin-top: 1rem;
}

.cta-btn {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1.25rem 2.5rem;
    font-size: 1.05rem;
    font-weight: 600;
    border-radius: 50px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    overflow: hidden;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 1;
}

.cta-btn-primary {
    background: linear-gradient(135deg, #EF7F02 0%, #F5A623 100%);
    color: #FFFFFF;
    box-shadow: 0 4px 15px rgba(239, 127, 2, 0.3);
}

.cta-btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(239, 127, 2, 0.4);
    background: linear-gradient(135deg, #F5A623 0%, #EF7F02 100%);
}

.cta-btn-secondary {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 2px solid rgba(255, 255, 255, 0.3);
    color: #FFFFFF;
}

.cta-btn-secondary:hover {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(255, 255, 255, 0.1);
}

.cta-btn .btn-text {
    position: relative;
    z-index: 2;
}

.cta-btn .btn-icon {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.3s ease;
}

.cta-btn:hover .btn-icon {
    transform: translateX(5px);
}

.cta-btn .btn-shine {
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(45deg, transparent 30%, rgba(255, 255, 255, 0.2) 50%, transparent 70%);
    transform: rotate(45deg);
    opacity: 0;
    transition: all 0.6s ease;
}

.cta-btn:hover .btn-shine {
    animation: shine 0.6s ease;
}

@keyframes shine {
    0% {
        left: -50%;
        opacity: 0;
    }
    50% {
        opacity: 1;
    }
    100% {
        left: 150%;
        opacity: 0;
    }
}

/* Responsive Design */
@media (max-width: 1024px) {
    .cta-content-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .cta-text-content {
        text-align: center;
        align-items: center;
    }
    
    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .cta-btn {
        width: 100%;
        max-width: 300px;
        justify-content: center;
    }
}

@media (max-width: 768px) {
    .cta-section {
        padding: 5rem 0;
    }
    
    .cta-title-line {
        font-size: clamp(2rem, 6vw, 3rem);
    }
    
    .cta-orb-1,
    .cta-orb-2,
    .cta-orb-3 {
        width: 250px;
        height: 250px;
    }
}

/* ===================================
   TESTIMONIALS
   =================================== */

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.testimonial-card-new {
    background: var(--white);
    padding: 2.5rem;
    border-radius: var(--radius-lg);
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border: 2px solid transparent;
    position: relative;
}

.testimonial-card-new:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 35px rgba(104, 0, 185, 0.15);
    border-color: var(--primary-color);
}

.testimonial-quote {
    font-size: 2.5rem;
    color: var(--primary-color);
    line-height: 1;
    margin-bottom: 1rem;
}

.testimonial-stars {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1.5rem;
}

.testimonial-stars i {
    color: var(--accent-gold);
    font-size: 1rem;
}

.testimonial-text-new {
    font-size: 1.05rem;
    line-height: 1.8;
    color: var(--dark-gray);
    margin-bottom: 2rem;
    font-style: italic;
}

.testimonial-author-new {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--light-gray);
}

.testimonial-avatar-new {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: var(--gradient-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    color: var(--white);
    flex-shrink: 0;
}

.testimonial-author-info {
    text-align: left;
}

.testimonial-author-info h4 {
    color: var(--dark-gray);
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: 0.25rem;
}

.testimonial-author-info p {
    color: var(--medium-gray);
    font-size: 0.9rem;
    margin: 0;
}


/* ===================================
   FAQ SECTION
   =================================== */

.faq-wrapper {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 4rem;
    /* align-items: start; */
}

/* Left Side - FAQ CTA */
.faq-cta {
    position: sticky;
    top: 100px;
}

.faq-cta .section-subtitle {
    margin-bottom: 2rem;
}

.faq-cta-title {
    font-size: 2.5rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 1.5rem;
    color: var(--dark-gray);
}

.faq-cta-title .text-primary {
    color: var(--primary-color);
}

.faq-cta-desc {
    font-size: 1.05rem;
    color: var(--medium-gray);
    line-height: 1.7;
    margin-bottom: 2rem;
}

.faq-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 1rem;
    padding: 1.2rem 3rem;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 1.1rem;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(26, 84, 144, 0.3);
    position: relative;
    overflow: hidden;
}

.faq-cta-btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s ease, height 0.6s ease;
}

.faq-cta-btn:hover::before {
    width: 300px;
    height: 300px;
}

.faq-cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(26, 84, 144, 0.4);
}

.faq-cta-btn i {
    transition: transform 0.3s ease;
}

.faq-cta-btn:hover i {
    transform: translateX(5px);
}

/* Right Side - FAQ Accordion */
.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    background: var(--white);
    border-radius: var(--radius-md);
    border: 1px solid var(--light-gray);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    border-color: var(--primary-color);
    box-shadow: 0 4px 15px rgba(104, 0, 185, 0.1);
}

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.5rem 2rem;
    cursor: pointer;
    gap: 2rem;
}

.faq-question h3 {
    font-size: 1.1rem;
    color: var(--dark-gray);
    font-weight: 600;
    margin: 0;
    line-height: 1.4;
}

.faq-toggle {
    width: 35px;
    height: 35px;
    border-radius: 50%;
    background: var(--primary-color);
    border: none;
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.faq-toggle:hover {
    background: var(--primary-dark);
    transform: rotate(90deg);
}

.faq-item.active .faq-toggle {
    transform: rotate(45deg);
}

.faq-item.active .faq-toggle i::before {
    content: '\f068';
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: max-height 0.5s cubic-bezier(0.4, 0, 0.2, 1), 
                opacity 0.3s ease 0.1s, 
                padding 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-item.active .faq-answer {
    max-height: 500px;
    opacity: 1;
    padding: 0 2rem 1.5rem;
}

.faq-answer p {
    font-size: 1rem;
    color: var(--medium-gray);
    line-height: 1.7;
    margin: 0;
}


/* ===================================
   CONTACT PAGE - MODERN DESIGN
   =================================== */

.contact-wrapper {
    margin-top: 3rem;
}

/* Contact Info Cards Grid */
.contact-info-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-bottom: 4rem;
}

.contact-info-card {
    background: var(--white);
    padding: 2rem 1.5rem;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid var(--light-gray);
    transition: all 0.3s ease;
}

.contact-info-card:hover {
    border-color: var(--primary-color);
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(104, 0, 185, 0.15);
}

.contact-card-icon {
    width: 60px;
    height: 60px;
    background: var(--gradient-primary);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
    transition: all 0.3s ease;
}

.contact-info-card:hover .contact-card-icon {
    transform: scale(1.1) rotate(5deg);
}

.contact-card-icon i {
    font-size: 1.75rem;
    color: var(--white);
}

.contact-info-card h4 {
    font-size: 1.1rem;
    color: var(--dark-gray);
    margin-bottom: 0.75rem;
    font-weight: 600;
}

.contact-info-card p {
    font-size: 0.95rem;
    color: var(--medium-gray);
    margin: 0;
    line-height: 1.6;
}

.contact-info-card p a.address-link {
    color: inherit;
    text-decoration: none;
    transition: all 0.3s ease;
    display: inline-block;
    cursor: pointer;
}

.contact-info-card p a.address-link:hover {
    color: var(--primary-color);
    text-decoration: underline;
}

.contact-info-card a {
    color: var(--primary-color);
    text-decoration: none;
    transition: all 0.3s ease;
}

.contact-info-card a:hover {
    color: var(--primary-dark);
}

/* Contact Social Media Section */
.contact-social-section {
    margin: 3rem 0 4rem;
}

.contact-social-wrapper {
    background: linear-gradient(135deg, rgba(110, 52, 3, 0.05) 0%, rgba(26, 84, 144, 0.05) 100%);
    padding: 3rem 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid var(--light-gray);
    transition: all 0.3s ease;
}

.contact-social-wrapper:hover {
    border-color: var(--primary-color);
    box-shadow: 0 10px 30px rgba(110, 52, 3, 0.1);
}

.contact-social-wrapper h3 {
    font-size: 1.75rem;
    color: var(--dark-gray);
    margin-bottom: 0.5rem;
    font-weight: 700;
}

.contact-social-wrapper p {
    font-size: 1rem;
    color: var(--medium-gray);
    margin-bottom: 2rem;
}

.contact-social-icons {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.contact-social-icon {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 1.25rem 1.5rem;
    background: var(--white);
    border-radius: var(--radius-md);
    border: 2px solid var(--light-gray);
    text-decoration: none;
    color: var(--dark-gray);
    transition: all 0.3s ease;
    min-width: 100px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.contact-social-icon i {
    font-size: 1.75rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
}

.contact-social-icon span {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--dark-gray);
    transition: all 0.3s ease;
}

.contact-social-icon:hover {
    transform: translateY(-5px);
    border-color: var(--primary-color);
    box-shadow: 0 8px 25px rgba(110, 52, 3, 0.15);
    background: var(--white);
}

.contact-social-icon:hover i {
    color: var(--primary-dark);
    transform: scale(1.1);
}

.contact-social-icon:hover span {
    color: var(--primary-color);
}

/* Contact Form Wrapper */
.contact-form-wrapper {
    background: var(--white);
    padding: 3rem;
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
    border: 2px solid var(--light-gray);
}

.contact-form-header {
    text-align: center;
    margin-bottom: 2.5rem;
}

.contact-form-header h3 {
    font-size: 2rem;
    color: var(--dark-gray);
    margin-bottom: 0.5rem;
}

.contact-form-header p {
    font-size: 1rem;
    color: var(--medium-gray);
    margin: 0;
}

/* Form Styles */
.contact-form-modern {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.form-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.form-group {
    position: relative;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--dark-gray);
    font-size: 0.95rem;
}

.form-control {
    width: 100%;
    padding: 0.875rem 1.25rem;
    border: 2px solid var(--light-gray);
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-family: var(--font-primary);
    transition: all 0.3s ease;
    background: var(--off-white);
}

.form-control:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 4px rgba(104, 0, 185, 0.1);
    background: var(--white);
}

.form-group.error .form-control {
    border-color: #e74c3c;
}

.error-message {
    display: none;
    color: #e74c3c;
    font-size: 0.85rem;
    margin-top: 0.5rem;
    font-weight: 500;
    min-height: 0;
}

.form-group.error .error-message {
    display: block;
}

.error-message:empty {
    display: none;
}

textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

/* Form Actions */
.form-actions {
    margin-top: 1rem;
}

.btn-submit {
    width: 100%;
    padding: 1.25rem 2rem;
    background: var(--gradient-primary);
    color: var(--white);
    border: none;
    border-radius: var(--radius-md);
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(104, 0, 185, 0.3);
    position: relative;
    overflow: hidden;
}

.btn-submit::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s ease, height 0.6s ease;
}

.btn-submit:hover::before {
    width: 400px;
    height: 400px;
}

.btn-submit:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(104, 0, 185, 0.4);
}

.btn-submit.loading .btn-text {
    display: none;
}

.btn-submit .btn-loader {
    display: none;
}

.btn-submit.loading .btn-loader {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

/* Form Messages */
.form-message {
    margin-top: 2rem;
    padding: 1.5rem;
    border-radius: var(--radius-md);
    display: none;
    align-items: center;
    gap: 1rem;
}

.form-message.show {
    display: flex;
}

.form-message i {
    font-size: 2rem;
    flex-shrink: 0;
}

.form-message h4 {
    margin: 0 0 0.25rem 0;
    font-size: 1.1rem;
}

.form-message p {
    margin: 0;
    font-size: 0.95rem;
}

.success-message {
    background: #d4edda;
    border: 2px solid #28a745;
    color: #155724;
}

.success-message i {
    color: #28a745;
}

.error-message-box {
    background: #f8d7da;
    border: 2px solid #e74c3c;
    color: #721c24;
}

.error-message-box i {
    color: #e74c3c;
}

/* Map Container */
.map-container {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
    margin-top: 2rem;
}

.map-container iframe {
    display: block;
    border: none;
}

.map-actions {
    text-align: center;
    margin-top: 2rem;
}

/* ===================================
   PAGE HERO SECTION
   =================================== */

.page-hero {
    min-height: 450px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
    background-image: url('images/home-about-main.webp');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    padding: 200px 0 120px;
}

.page-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(15, 15, 15, 0.85) 0%, rgba(26, 26, 26, 0.80) 50%, rgba(15, 15, 15, 0.85) 100%),
                radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.15) 0%, transparent 50%),
                radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.12) 0%, transparent 50%);
    z-index: 0;
}

.page-hero .hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: 0;
}

.page-hero .hero-shape {
    position: absolute;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
    animation: float 20s infinite ease-in-out;
}

.page-hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    animation: fadeInUp 0.8s ease;
}

.page-hero-title {
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    color: var(--white);
    font-weight: 800;
    margin-bottom: 2rem;
    text-shadow: 0 4px 20px rgba(0, 0, 0, 0.5);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

/* Breadcrumb Navigation */
.breadcrumb-nav {
    display: inline-flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 2rem;
    backdrop-filter: blur(15px);
    border-radius: 50px;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.2);
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.2);
    transition: all 0.3s ease;
}

.breadcrumb-nav:hover {
    background: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
}

.breadcrumb-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: rgba(255, 255, 255, 0.9);
    text-decoration: none;
    font-size: 0.95rem;
    font-weight: 500;
    transition: all 0.3s ease;
}

.breadcrumb-link:hover {
    color: var(--accent-gold);
    transform: translateX(-2px);
}

.breadcrumb-link i {
    color: var(--accent-gold);
    font-size: 1rem;
}

.breadcrumb-sep {
    color: rgba(255, 255, 255, 0.5);
    font-size: 1rem;
    font-weight: 300;
}

.breadcrumb-current {
    color: var(--white);
    font-size: 0.95rem;
    font-weight: 600;
}


/* ===================================
   LOAN PAGE SPECIFIC
   =================================== */


/* ===================================
   EXPLORE OTHER LOANS SECTION
   =================================== */

.explore-loans-section {
    background: linear-gradient(135deg, #0f1424 0%, #1a2847 100%);
    padding: 6rem 0;
    position: relative;
    overflow: hidden;
}

.explore-loans-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg width="100" height="100" xmlns="http://www.w3.org/2000/svg"><defs><pattern id="grid" width="100" height="100" patternUnits="userSpaceOnUse"><path d="M 100 0 L 0 0 0 100" fill="none" stroke="rgba(255,255,255,0.03)" stroke-width="1"/></pattern></defs><rect width="100%" height="100%" fill="url(%23grid)"/></svg>');
    opacity: 0.5;
}

.explore-loans-section .container {
    position: relative;
    z-index: 1;
}

.explore-loans-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    backdrop-filter: blur(10px);
}

.explore-loans-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

.explore-loans-section .section-title {
    color: var(--white);
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.explore-loans-section .section-description {
    color: rgba(255, 255, 255, 0.9);
}

.explore-loans-header {
    text-align: center;
    margin-bottom: 4rem;
}

.explore-subtitle {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.75rem 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    border: 2px dashed rgba(255, 255, 255, 0.3);
    border-radius: 50px;
    color: var(--white);
    font-size: 0.875rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 1.5rem;
}

.explore-subtitle img {
    width: 24px;
    height: 24px;
    object-fit: contain;
    flex-shrink: 0;
    filter: brightness(0) invert(1);
}

.explore-loans-header h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 1rem;
    background: linear-gradient(135deg, #ffffff 0%, #a8b8ff 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.explore-loans-header > p {
    color: rgba(255, 255, 255, 0.7);
}

.explore-loans-grid {
    display: grid;
    grid-template-columns: repeat(7, 1fr);
    gap: 1rem;
}

.explore-loan-card {
    position: relative;
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    padding: 1.75rem 1.25rem;
    text-align: center;
    text-decoration: none;
    overflow: hidden;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.875rem;
}

.explore-loan-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.1), transparent);
    transition: left 0.5s ease;
}

.explore-loan-card:hover::before {
    left: 100%;
}

.explore-loan-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.08);
    border-color: var(--secondary-color);
    box-shadow: 0 10px 30px rgba(254, 182, 1, 0.15);
}

.explore-loan-icon {
    width: 55px;
    height: 55px;
    margin: 0;
    background: linear-gradient(135deg, rgba(104, 0, 185, 0.2) 0%, rgba(254, 182, 1, 0.2) 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.explore-loan-card:hover .explore-loan-icon {
    background: var(--gradient-primary);
    transform: scale(1.05);
    box-shadow: 0 8px 20px rgba(254, 182, 1, 0.3);
}

.explore-loan-icon i {
    font-size: 1.5rem;
    color: var(--secondary-color);
    transition: all 0.3s ease;
}

.explore-loan-card:hover .explore-loan-icon i {
    color: var(--white);
}

.explore-loan-card h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--white);
    margin: 0;
    transition: all 0.3s ease;
    line-height: 1.3;
}

.explore-loan-card:hover h3 {
    color: var(--secondary-color);
}

.explore-loan-arrow {
    display: none;
}

/* Responsive - Explore Loans */
@media (max-width: 1400px) {
    .explore-loans-grid {
        grid-template-columns: repeat(5, 1fr);
        gap: 1rem;
    }
}

@media (max-width: 1200px) {
    .explore-loans-grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 1rem;
    }
}

@media (max-width: 1024px) {
    .explore-loans-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 1rem;
    }
    
    .explore-loan-card {
        padding: 1.5rem 1rem;
    }
}

@media (max-width: 768px) {
    .explore-loans-section {
        padding: 4rem 0;
    }
    
    .explore-subtitle img {
        width: 20px;
        height: 20px;
    }
    
    .explore-loans-header h2 {
        font-size: 2rem;
    }
    
    .explore-loans-header > p {
        font-size: 1rem;
    }
    
    .explore-loans-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
    }
    
    .explore-loan-card {
        padding: 1.5rem 1rem;
        gap: 0.75rem;
    }
    
    .explore-loan-icon {
        width: 50px;
        height: 50px;
    }
    
    .explore-loan-icon i {
        font-size: 1.375rem;
    }
    
    .explore-loan-card h3 {
        font-size: 0.95rem;
    }
}

@media (max-width: 480px) {
    .explore-loans-section {
        padding: 3rem 0;
    }
    
    .explore-loans-header {
        margin-bottom: 2.5rem;
    }
    
    .explore-subtitle img {
        width: 18px;
        height: 18px;
    }
    
    .explore-loans-header h2 {
        font-size: 1.75rem;
    }
    
    .explore-loans-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.875rem;
    }
    
    .explore-loan-card {
        padding: 1.25rem 0.875rem;
        gap: 0.625rem;
    }
    
    .explore-loan-icon {
        width: 45px;
        height: 45px;
    }
    
    .explore-loan-icon i {
        font-size: 1.25rem;
    }
    
    .explore-loan-card h3 {
        font-size: 0.875rem;
    }
}

/* ===================================
   WHATSAPP FLOAT BUTTON
   =================================== */

.singhal-whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 60px;
    height: 60px;
    background: #25D366;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.8rem;
    z-index: 999;
    transition: all 0.3s ease;
    text-decoration: none;
    animation: pulseWhatsApp 2s infinite;
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.7);
}

.singhal-whatsapp-float:hover {
    transform: scale(1.05);
    animation: none;
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0);
}

.singhal-whatsapp-float i {
    text-decoration: none;
    color: white;
}

@keyframes pulseWhatsApp {
    0% {
        box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.7);
    }
    50% {
        box-shadow: 0 0 0 20px rgba(37, 211, 102, 0);
    }
    100% {
        box-shadow: 0 0 0 0 rgba(37, 211, 102, 0);
    }
}

/* ===================================
   SCROLL TO TOP BUTTON
   =================================== */

.scroll-top {
    position: fixed;
    bottom: 105px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #FDB931 0%, #F7941D 100%);
    color: var(--white);
    border: none;
    border-radius: 50%;
    font-size: 1.5rem;
    cursor: pointer;
    box-shadow: 0 4px 15px rgba(253, 185, 49, 0.3);
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-normal);
    z-index: 999;
}

.scroll-top.visible {
    opacity: 1;
    visibility: visible;
}

.scroll-top:hover {
    transform: translateY(-5px);
    background: linear-gradient(135deg, #F7941D 0%, #FDB931 100%);
    box-shadow: 0 6px 20px rgba(253, 185, 49, 0.4);
}

/* ===================================
   NEW PREMIUM FOOTER - Yashika Financial Services
   =================================== */
.footer-new {
    position: relative;
    width: 100%;
    margin-top: 20px;
    z-index: 1;
}

.footer-main {
    position: relative;
    background: linear-gradient(135deg, #0a0a0a 0%, #1a1a1a 40%, #151515 70%, #0f0f0f 100%);
    border-radius: 60px 60px 0 0;
    padding: 60px 0 0;
    overflow: hidden;
}

.footer-main::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 20% 30%, rgba(239, 127, 2, 0.08) 0%, transparent 50%), radial-gradient(circle at 80% 70%, rgba(186, 215, 1, 0.06) 0%, transparent 50%);
    z-index: 0;
    pointer-events: none;
}

.footer-main .container {
    position: relative;
    z-index: 1;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.footer-content {
    display: flex;
    flex-direction: column;
}

/* Company Section */
.footer-company {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding-bottom: 50px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.footer-logo h3 {
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 800;
    color: #FFFFFF;
    margin: 0;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.footer-logo-img {
    height: 100px;
    object-fit: contain;
    margin-bottom: 1.5rem;
}

.footer-tagline {
    color: var(--accent-gold);
    font-weight: 500;
    margin-bottom: 1.5rem;
    font-size: 16px;
}

.footer-desc {
    color: rgba(255, 255, 255, 0.85);
    font-size: 16px;
    line-height: 1.7;
    margin: 0;
    max-width: 600px;
    margin-bottom: 1.5rem;
}

.footer-social h5 {
    font-size: 20px;
    font-weight: 700;
    color: #FFFFFF;
    margin: 0 0 15px 0;
}

.social-icons {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    justify-content: center;
}

.social-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    text-decoration: none;
}

.social-icon:hover {
    background: var(--accent-gold);
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(212, 175, 55, 0.3);
    border-color: var(--accent-gold);
}

.social-icon svg,
.social-icon i {
    color: #FFFFFF;
    transition: all 0.3s ease;
}

.social-icon i {
    font-size: 20px;
}

.social-icon svg {
    width: 20px;
    height: 20px;
    fill: #FFFFFF;
}

.social-icon:hover i {
    color: #1a5490;
}

.social-icon:hover svg {
    fill: #1a5490;
}

/* Footer Links Grid */
.footer-links-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    padding-top: 40px;
}

.footer-links-col h4 {
    font-size: 20px;
    font-weight: 700;
    color: #FFFFFF;
    margin: 0 0 20px 0;
}

.footer-links-col ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links-col ul li a {
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
    font-size: 15px;
    transition: all 0.3s ease;
    display: inline-block;
    position: relative;
}

.footer-links-col ul li a::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-gold);
    transition: width 0.3s ease;
}

.footer-links-col ul li a:hover {
    color: var(--accent-gold);
    transform: translateX(5px);
}

.footer-links-col ul li a:hover::after {
    width: 100%;
}

/* Contact Section with SVG Icons */
.footer-contact .contact-list li {
    display: flex;
    gap: 12px;
}

.contact-icon-svg {
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    color: var(--accent-gold);
    display: flex;
    align-items: center;
    justify-content: center;
}

.contact-icon-svg svg {
    width: 100%;
    height: 100%;
}

.footer-contact .contact-list li a {
    word-break: break-word;
    display: inline-block;
    position: relative;
}

.footer-contact .contact-list li a::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-gold);
    transition: width 0.3s ease;
}

.footer-contact .contact-list li a:hover {
    color: var(--accent-gold);
}

.footer-contact .contact-list li a:hover::after {
    width: 100%;
}

/* Footer Separator */
.footer-separator {
    width: 100%;
    height: 1px;
    background: linear-gradient(90deg, 
        rgba(255, 255, 255, 0) 0%, 
        rgba(255, 255, 255, 0.3) 50%, 
        rgba(255, 255, 255, 0) 100%
    );
    margin: 50px 0 30px 0;
}

/* Footer Credits */
.footer-credits {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
    padding-bottom: 40px;
}

.footer-credits p {
    color: rgba(255, 255, 255, 0.75);
    margin: 0;
    font-size: 15px;
}

.footer-credits p a {
    color: #FFFFFF;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.footer-credits p a:hover {
    color: var(--accent-gold);
}

.footer-credits .made-by {
    color: rgba(255, 255, 255, 0.65);
    font-size: 14px;
}

.footer-credits .made-by a {
    color: var(--accent-gold);
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.footer-credits .made-by a:hover {
    color: #FFFFFF;
    text-decoration: underline;
}

/* Footer Animations */
@keyframes slideInUp {
    from {
        opacity: 0;
        transform: translateY(50px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.footer-new {
    animation: slideInUp 0.8s ease-out;
}

/* ===================================
   ANIMATIONS
   =================================== */


@keyframes zoomIn {
    from {
        opacity: 0;
        transform: scale(0.8);
    }
    to {
        opacity: 1;
        transform: scale(1);
    }
}

.fade-in {
    animation: fadeIn 0.8s ease;
}

.fade-in-up {
    animation: fadeInUp 0.8s ease;
}

.zoom-in {
    animation: zoomIn 0.8s ease;
}

/* Scroll Reveal */
.reveal {
    opacity: 0;
    transform: translateY(50px);
    transition: all 0.8s ease;
}

.reveal.active {
    opacity: 1;
    transform: translateY(0);
}

/* ===================================
   RESPONSIVE DESIGN
   =================================== */

@media (max-width: 1024px) {
    
    /* About Section Responsive - Tablet */
    .about-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
        display: flex;
        flex-direction: column;
    }
    
    .about-visual {
        order: 1;
    }
    
    .about-content {
        order: 2;
    }
    
    .about-footer {
        flex-direction: column;
        align-items: flex-start;
        gap: 2rem;
    }
    
    .about-main-image {
        min-height: 450px;
    }
    
    .about-overlay-image {
        position: absolute;
        top: 40px;
        left: -60px;
        width: 50%;
        max-width: 300px;
        border-radius: var(--radius-lg);
        overflow: hidden;
        z-index: 2;
        border: 5px solid var(--white);
    }
    
    .experience-badge {
        padding: 1.5rem 2rem;
        position: absolute;
        bottom: 30px;
        left: -30px;
    }
    
    .experience-number {
        font-size: 2.5rem;
    }
    
    /* Process Section Responsive - Tablet */
    .process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }
    
    .process-step::after {
        display: none;
    }
    
    .step-icon {
        width: 70px;
        height: 70px;
        font-size: 1.75rem;
    }
    
    /* Testimonials Responsive - Tablet */
    .testimonials-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    /* FAQ Section Responsive - Tablet */
    .faq-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .faq-cta {
        position: static;
    }
    
    .faq-cta-title {
        font-size: 2rem;
    }
    
    /* Contact Page Responsive - Tablet */
    .contact-info-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
        margin-bottom: 3rem;
    }
    
    .loan-details {
        grid-template-columns: 1fr;
    }
    
    .loan-sidebar {
        position: static;
    }
    
    /* Who We Are Responsive - Tablet */
    .who-we-are-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .who-we-are-image {
        order: -1;
    }
    
    .who-we-are-left {
        order: 1;
    }
    
    
    /* Why Choose Responsive - Tablet */
    .why-choose-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    
    /* Mission Vision Responsive - Tablet */
    .mission-vision-wrapper {
        grid-template-columns: 1fr;
        gap: 0;
    }
    
    .mission-vision-wrapper::before {
        display: none;
    }
    
    .mission-vision-card {
        padding: 3rem 2.5rem;
    }
    
    .mission-vision-card:first-child {
        border-bottom: 1px solid var(--light-gray);
    }
    
    /* Core Values Responsive - Tablet */
    .core-values-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }
    
    /* Partner Requirements Responsive - Tablet */
    .requirements-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    
    .documents-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 1.5rem;
    }
    
    /* Loan Overview Responsive - Tablet */
    .loan-overview-new {
        padding: 2.5rem;
    }
    
    .overview-highlights {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    
    .use-cases-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    
    .features-benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
    
    .eligibility-wrapper {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
    
    .loan-application-form-wrapper {
        padding: 2.5rem;
    }
    
    .partner-form-wrapper {
        padding: 2.5rem;
    }
    
    /* Footer Responsive - Tablet */
    .footer-main {
        border-radius: 40px 40px 0 0;
        padding: 60px 0 0;
    }

    .footer-company {
        padding-bottom: 40px;
    }

    .footer-links-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
}

@media (max-width: 768px) {
    html {
        font-size: 14px;
    }
    
    .page-hero {
        min-height: 400px;
        padding: 160px 0px 90px;
        background-attachment: scroll;
    }
    
    .page-hero-title {
        font-size: 3rem;
        margin-bottom: 1.75rem;
    }
    
    .breadcrumb-nav {
        padding: 0.875rem 1.75rem;
        gap: 0.75rem;
    }
    
    .breadcrumb-link,
    .breadcrumb-current {
        font-size: 0.9rem;
    }
    
    /* Loan Slider Responsive - Tablet */
    .loanSwiper {
        padding: 0 1.5rem 4rem !important;
    }
    
    .loan-card {
        max-width: 400px;
    }
    
    .loan-card-image {
        height: 220px;
    }
    
    .loan-card-content {
        padding: 2rem;
    }
    
    .loan-card-content h3 {
        font-size: 1.6rem;
    }
    
    
    /* About Section Responsive - Mobile */
    
    .about-wrapper {
        gap: 2.5rem;
        display: flex;
        flex-direction: column;
    }
    
    .about-visual {
        order: 1;
    }
    
    .about-content {
        gap: 1.5rem;
        order: 2;
    }
    
    .about-features {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .about-footer {
        flex-direction: column;
        gap: 1.5rem;
    }
    
    .founder-image {
        width: 60px;
        height: 60px;
    }
    
    .about-visual {
        display: flex;
        justify-content: center;
    }
    
    .about-image-wrapper {
        width: 80%;
    }
    
    .about-main-image {
        min-height: 400px;
    }
    
    .about-overlay-image {
        position: absolute;
        top: 40px;
        left: -45px;
        width: 50%;
        max-width: 300px;
        border-radius: var(--radius-lg);
        overflow: hidden;
        z-index: 2;
        border: 5px solid var(--white);
    }
    
    .experience-badge {
        position: absolute;
        bottom: 30px;
        left: -30px;
        padding: 1.25rem 1.5rem;
        gap: 1rem;
        flex-direction: column;
        align-items: flex-start;
    }
    
    .experience-number {
        font-size: 2rem;
        border-right: none;
        border-bottom: 2px solid rgba(255, 255, 255, 0.3);
        padding-right: 0;
        padding-bottom: 0.75rem;
    }
    
    .experience-text span {
        font-size: 1.1rem;
    }
    
    .experience-text p {
        font-size: 0.85rem;
    }
    
    /* Process Section Responsive - Mobile */
    .process-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .process-step {
        padding: 2.5rem 2rem;
    }
    
    .process-step::after {
        display: none;
    }
    
    .step-icon {
        width: 70px;
        height: 70px;
        font-size: 1.75rem;
        margin-bottom: 1.25rem;
    }
    
    .step-number {
        width: 45px;
        height: 45px;
        font-size: 1.1rem;
        top: -12px;
        right: -12px;
    }
    
    .step-title {
        font-size: 1.3rem;
    }
    
    .step-description {
        font-size: 0.95rem;
    }
    
    .nav-container {
        padding: 1rem 1.5rem;
    }
    
    .logo {
        font-size: 1.3rem;
    }
    
    .logo i {
        font-size: 1.5rem;
    }
    
    .logo-img {
      height: 60px;
      object-fit: contain;
    }
    
    .nav-menu {
        position: fixed;
        top: 87px;
        right: -100%;
        width: 80%;
        height: calc(100vh - 87px);
        background: linear-gradient(to bottom, rgba(255, 255, 255, 0.98), rgba(255, 255, 255, 0.95));
        backdrop-filter: blur(10px);
        flex-direction: column;
        padding: 2rem 1.5rem;
        box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
        transition: var(--transition-normal);
        overflow-y: auto;
        gap: 0.5rem;
    }
    
    .nav-menu.active {
        right: 0;
    }
    
    .nav-item {
        width: 100%;
        border-bottom: none;
    }
    
    .nav-link {
        width: 100%;
        padding: 1rem 1.25rem;
        justify-content: flex-start;
        border-radius: var(--radius-md);
    }
    
    .nav-link.active {
        color: var(--white);
        background: var(--gradient-primary);
    }
    
    .dropdown-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease;
        border: none;
        background: rgba(26, 84, 144, 0.03);
        border-radius: var(--radius-md);
        grid-template-columns: 1fr;
        gap: 0.25rem;
        column-gap: 0;
        min-width: 250px;
    }
    
    .dropdown-menu::before {
        display: none;
    }
    
    .dropdown.active .dropdown-menu {
        max-height: 1000px;
        border: 1px solid rgba(26, 84, 144, 0.1);
        padding: 0.75rem;
        margin-top: 0.5rem;
    }
    
    .menu-toggle {
        display: flex;
    }
    
    .menu-toggle.active {
        background: var(--primary-color);
        border-color: var(--primary-color);
    }
    
    .menu-toggle.active span {
        background: var(--white);
    }
    
    .menu-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translate(7px, 7px);
    }
    
    .menu-toggle.active span:nth-child(2) {
        opacity: 0;
        transform: translateX(20px);
    }
    
    .menu-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translate(7px, -7px);
    }
    
    .btn {
        width: 100%;
    }
    
    .card-grid,
    .features-grid,
    .stats-grid {
        grid-template-columns: 1fr;
    }
    
    /* Who We Are Responsive - Mobile */
    .who-we-are-text p {
        font-size: 1rem;
        line-height: 1.7;
        margin-bottom: 1.25rem;
    }
    
    .feature-badge {
        padding: 1.25rem;
        gap: 1.25rem;
    }
    
    .badge-icon {
        width: 45px;
        height: 45px;
    }
    
    .badge-icon i {
        font-size: 1.35rem;
    }
    
    .feature-badge-content {
        gap: 0.4rem;
    }
    
    .feature-badge h4 {
        font-size: 1.1rem;
    }
    
    .feature-badge p {
        font-size: 0.9rem;
    }
    
    
    /* Why Choose Responsive - Mobile */
    .why-choose-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .why-choose-card {
        padding: 2rem 1.5rem;
    }
    
    .why-choose-number {
        font-size: 3rem;
        top: 1rem;
        right: 1rem;
    }
    
    .why-choose-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 1.25rem;
    }
    
    .why-choose-icon i {
        font-size: 1.75rem;
    }
    
    .why-choose-card h3 {
        font-size: 1.25rem;
    }
    
    .why-choose-card p {
        font-size: 0.95rem;
    }
    
    /* Mission Vision Responsive - Mobile */
    .mission-vision-card {
        padding: 2.5rem 2rem;
    }
    
    .mv-card-header {
        align-items: center;
        gap: 1rem;
    }
    
    .mv-icon {
        width: 60px;
        height: 60px;
    }
    
    .mv-icon i {
        font-size: 1.75rem;
    }
    
    .mv-card-header h3 {
        font-size: 1.5rem;
        padding-top: 0;
    }
    
    .mv-card-content p {
        font-size: 1rem;
        margin-bottom: 1.5rem;
    }
    
    .mv-list {
        gap: 0.875rem;
    }
    
    .mv-list li {
        font-size: 0.95rem;
        padding-left: 1.25rem;
    }
    
    .mv-list li::before {
        top: 0.4rem;
        width: 5px;
        height: 5px;
    }
    
    /* Core Values Responsive - Mobile */
    .core-values-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .core-value-card {
        padding: 2rem 1.5rem;
    }
    
    .cv-icon-circle {
        width: 80px;
        height: 80px;
        margin-bottom: 1.25rem;
    }
    
    .cv-icon-circle i {
        font-size: 2rem;
    }
    
    .core-value-card h3 {
        font-size: 1.35rem;
    }
    
    .core-value-card p {
        font-size: 0.95rem;
    }
    
    /* Partner Requirements Responsive - Mobile */
    .requirements-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .requirement-card {
        padding: 2rem 1.5rem;
    }
    
    .requirement-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 1.25rem;
    }
    
    .requirement-icon i {
        font-size: 1.75rem;
    }
    
    .requirement-card h3 {
        font-size: 1.25rem;
    }
    
    .requirement-card p {
        font-size: 0.95rem;
    }
    
    .documents-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .document-card {
        padding: 2rem 1.5rem;
    }
    
    .document-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 1.25rem;
    }
    
    .document-icon i {
        font-size: 1.75rem;
    }
    
    .document-card h4 {
        font-size: 1.15rem;
    }
    
    .document-card p {
        font-size: 0.9rem;
    }
    
    /* Loan Overview Responsive - Mobile */
    .loan-overview-new {
        padding: 2rem 1.5rem;
    }
    
    .overview-main h3 {
        font-size: 1.5rem;
    }
    
    .overview-main p {
        font-size: 1rem;
    }
    
    .overview-highlights {
        grid-template-columns: 1fr;
        gap: 1.25rem;
        padding: 1.5rem 0;
    }
    
    .highlight-label {
        font-size: 0.8rem;
    }
    
    .highlight-value {
        font-size: 1rem;
    }
    
    .overview-use-cases h4 {
        font-size: 1.15rem;
    }
    
    .use-cases-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.75rem;
    }
    
    .use-case-badge {
        padding: 0.875rem 0.5rem;
    }
    
    .use-case-badge i {
        font-size: 1.25rem;
    }
    
    .use-case-badge span {
        font-size: 0.8rem;
    }
    
    .overview-actions {
        margin-top: 2rem;
        padding-top: 1.5rem;
    }
    
    .overview-actions .btn {
        padding: 0.875rem 1.5rem;
        font-size: 0.95rem;
        width: 100%;
        justify-content: center;
    }
    
    .features-benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .benefit-card {
        padding: 2rem 1.5rem;
    }
    
    .benefit-number {
        width: 40px;
        height: 40px;
        font-size: 1.1rem;
    }
    
    .benefit-card h4 {
        font-size: 1.15rem;
    }
    
    .benefit-card p {
        font-size: 0.9rem;
    }
    
    .eligibility-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .eligibility-section h3 {
        font-size: 1.5rem;
        margin-bottom: 1.5rem;
    }
    
    .eligibility-item {
        padding: 1.25rem;
        gap: 1rem;
    }
    
    .eligibility-icon {
        width: 50px;
        height: 50px;
    }
    
    .eligibility-icon i {
        font-size: 1.25rem;
    }
    
    .eligibility-content h4 {
        font-size: 1.05rem;
    }
    
    .eligibility-content p {
        font-size: 0.875rem;
    }
    
    .loan-application-form-wrapper {
        padding: 2rem 1.5rem;
    }
    
    .partner-form-wrapper {
        padding: 2rem 1.5rem;
    }
    
    /* Footer Responsive - Mobile */
    .footer-main {
        border-radius: 40px 40px 0 0;
        padding: 60px 0 0;
    }

    .footer-company {
        padding-bottom: 35px;
    }

    .footer-links-grid {
        grid-template-columns: 1fr 1fr;
        gap: 30px;
    }
}

@media (max-width: 480px) {
    .page-hero {
        min-height: 350px;
        padding: 140px 0px 80px;
        background-attachment: scroll;
    }
    
    .page-hero-title {
        font-size: 2.25rem;
        margin-bottom: 1.5rem;
    }
    
    .breadcrumb-nav {
        padding: 0.75rem 1.5rem;
        gap: 0.5rem;
    }
    
    .breadcrumb-link,
    .breadcrumb-current {
        font-size: 0.85rem;
    }
    
    .breadcrumb-sep {
        font-size: 0.85rem;
    }
    
    /* Who We Are - Small Mobile */
    .feature-badge {
        padding: 1rem;
        gap: 1rem;
    }
    
    .badge-icon {
        width: 40px;
        height: 40px;
    }
    
    .badge-icon i {
        font-size: 1.25rem;
    }
    
    .feature-badge-content {
        gap: 0.35rem;
    }
    
    .feature-badge h4 {
        font-size: 1rem;
    }
    
    .feature-badge p {
        font-size: 0.875rem;
    }
    
    /* Loan Slider Mobile */
    .loan-slider-wrapper {
        margin-top: 2rem;
    }
    
    .loanSwiper {
        padding: 0 0 6rem !important;
    }
    
    .loan-card {
        max-width: 100%;
    }
    
    .loan-card-image {
        height: 200px;
    }
    
    .loan-card-content {
        padding: 1.5rem;
    }
    
    .loan-card-content h3 {
        font-size: 1.5rem;
        margin-bottom: 0.75rem;
    }
    
    .loan-card-desc {
        font-size: 0.95rem;
        margin-bottom: 1.25rem;
    }
    
    .loan-card-features {
        margin-bottom: 1.5rem;
    }
    
    .loan-card-features li {
        font-size: 0.9rem;
        padding: 0.5rem 0;
    }
    
    .loan-card-btn {
        padding: 0.875rem 1.75rem;
        font-size: 0.95rem;
    }
    
    /* Move navigation buttons below cards on mobile */
    .loanSwiper .swiper-button-next,
    .loanSwiper .swiper-button-prev {
        width: 50px;
        height: 50px;
        top: auto;
        bottom: 10px;
        margin-top: 0;
    }
    
    .loanSwiper .swiper-button-prev {
        left: 50%;
        transform: translateX(-65px);
    }
    
    .loanSwiper .swiper-button-next {
        right: 50%;
        transform: translateX(65px);
    }

    .loanSwiper .swiper-button-prev:hover {
        transform: translateX(-65px);
    }

    .loanSwiper .swiper-button-next:hover {
        transform: translateX(65px);
    }
    
    .loanSwiper .swiper-button-next::after,
    .loanSwiper .swiper-button-prev::after {
        font-size: 1.1rem;
    }
    
    /* Hide pagination on mobile */
    .loanSwiper .swiper-pagination {
        display: none !important;
    }
    
    
    /* Process Section Mobile */
    .process-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .process-step {
        padding: 2.5rem 1.75rem;
    }
    
    .step-icon {
        width: 65px;
        height: 65px;
        font-size: 1.6rem;
    }
    
    .step-number {
        width: 42px;
        height: 42px;
        font-size: 1rem;
        top: -10px;
        right: -10px;
    }
    
    .step-title {
        font-size: 1.2rem;
    }
    
    .step-description {
        font-size: 0.9rem;
    }
    
    /* Testimonials Mobile */
    .testimonials-grid {
        gap: 1.5rem;
    }
    
    .testimonial-card-new {
        padding: 2rem;
    }
    
    .testimonial-quote {
        font-size: 2rem;
    }
    
    .testimonial-stars i {
        font-size: 0.9rem;
    }
    
    .testimonial-text-new {
        font-size: 1rem;
        margin-bottom: 1.5rem;
    }
    
    .testimonial-avatar-new {
        width: 45px;
        height: 45px;
        font-size: 1.1rem;
    }
    
    .testimonial-author-info h4 {
        font-size: 1rem;
    }
    
    .testimonial-author-info p {
        font-size: 0.85rem;
    }
    
    /* FAQ Section Mobile */
    .faq-wrapper {
        gap: 2.5rem;
    }
    
    .faq-cta-title {
        font-size: 1.75rem;
        margin-bottom: 1rem;
    }
    
    .faq-cta-desc {
        font-size: 1rem;
        margin-bottom: 1.5rem;
    }
    
    .faq-cta-btn {
        padding: 1rem 2rem;
        font-size: 1rem;
        width: 100%;
        justify-content: center;
    }
    
    .faq-question {
        padding: 1.25rem 1.5rem;
        gap: 1rem;
    }
    
    .faq-question h3 {
        font-size: 1rem;
    }
    
    .faq-toggle {
        width: 30px;
        height: 30px;
        font-size: 0.9rem;
    }
    
    .faq-item.active .faq-answer {
        padding: 0 1.5rem 1.25rem;
    }
    
    .faq-answer p {
        font-size: 0.95rem;
    }
    
    /* Contact Page Responsive - Mobile */
    .contact-info-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
        margin-bottom: 2.5rem;
    }
    
    .contact-info-card {
        padding: 1.5rem 1.25rem;
    }
    
    .contact-card-icon {
        width: 55px;
        height: 55px;
    }
    
    .contact-card-icon i {
        font-size: 1.5rem;
    }
    
    .contact-info-card h4 {
        font-size: 1rem;
    }
    
    .contact-info-card p {
        font-size: 0.9rem;
    }
    
    .contact-social-section {
        margin: 2rem 0 3rem;
    }
    
    .contact-social-wrapper {
        padding: 2rem 1.5rem;
    }
    
    .contact-social-wrapper h3 {
        font-size: 1.5rem;
    }
    
    .contact-social-wrapper p {
        font-size: 0.95rem;
        margin-bottom: 1.5rem;
    }
    
    .contact-social-icons {
        gap: 1rem;
    }
    
    .contact-social-icon {
        padding: 1rem 1.25rem;
        min-width: 90px;
    }
    
    .contact-social-icon i {
        font-size: 1.5rem;
    }
    
    .contact-social-icon span {
        font-size: 0.8rem;
    }
    
    .contact-form-wrapper {
        padding: 2rem 1.5rem;
    }
    
    .contact-form-header h3 {
        font-size: 1.75rem;
    }
    
    .contact-form-header p {
        font-size: 0.95rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .btn-submit {
        padding: 1.125rem 1.5rem;
        font-size: 1rem;
    }
    
    .nav-container {
        padding: 1rem;
    }
    
    .logo {
        font-size: 1.5rem;
    }
    
    .card,
    .loan-content {
        padding: 1.5rem;
    }
    
    .footer-main {
        border-radius: 30px 30px 0 0;
        padding: 50px 0 0;
    }

    .footer-company {
        padding-bottom: 30px;
        align-items: flex-start;
        text-align: left;
    }
    
    .social-icons {
        justify-content: flex-start;
    }

    .footer-links-grid {
        grid-template-columns: 1fr;
        gap: 35px;
        padding-bottom: 20px;
    }

    .footer-separator {
        margin: 40px 0 25px 0;
    }

    .footer-credits {
        flex-direction: column;
        text-align: center;
        gap: 15px;
        padding-bottom: 30px;
    }

    .footer-logo h3 {
        font-size: 24px;
    }

    .footer-desc {
        font-size: 14px;
    }
    
    .footer-tagline {
        font-size: 14px;
    }

    .social-icon {
        width: 45px;
        height: 45px;
    }

    .social-icon i {
        font-size: 18px;
    }

    .footer-links-col h4 {
        font-size: 18px;
        margin-bottom: 15px;
    }

    .footer-links-col ul {
        gap: 10px;
    }

    .footer-links-col ul li a {
        font-size: 14px;
    }

    .contact-icon-svg {
        width: 20px;
        height: 20px;
    }

    .footer-credits p {
        font-size: 14px;
    }

    .footer-credits .made-by {
        font-size: 13px;
    }
}

/* ===================================
   UTILITY CLASSES
   =================================== */

.text-center {
    text-align: center;
}

.text-primary {
    color: var(--primary-color);
}

.text-gold {
    color: var(--accent-gold);
}

.bg-primary {
    background: var(--primary-color);
}

.bg-gradient {
    background: var(--gradient-primary);
}

.mt-1 { margin-top: 1rem; }
.mt-2 { margin-top: 2rem; }
.mt-3 { margin-top: 3rem; }

.mb-1 { margin-bottom: 1rem; }
.mb-2 { margin-bottom: 2rem; }
.mb-3 { margin-bottom: 3rem; }

.p-1 { padding: 1rem; }
.p-2 { padding: 2rem; }
.p-3 { padding: 3rem; }

.gap-1 { gap: 1rem; }
.gap-2 { gap: 2rem; }
.gap-3 { gap: 3rem; }

.flex {
    display: flex;
}

.flex-center {
    display: flex;
    align-items: center;
    justify-content: center;
}

.grid {
    display: grid;
}

.hidden {
    display: none;
}

/* ===================================
   New Loan Form Sections
   =================================== */

/* Bridge Funding Form Section */
.bridge-funding-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.bridge-funding-form-section .section-subtitle,
.bridge-funding-form-section .section-title,
.bridge-funding-form-section .section-description {
    color: #ffffff !important;
}

.bridge-funding-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.bridge-funding-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* Machinery Loan Form Section */
.machinery-loan-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1581094271901-8022df4466f9?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.machinery-loan-form-section .section-subtitle,
.machinery-loan-form-section .section-title,
.machinery-loan-form-section .section-description {
    color: #ffffff !important;
}

.machinery-loan-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.machinery-loan-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* Working Capital Form Section */
.working-capital-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1460925895917-afdab827c52f?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.working-capital-form-section .section-subtitle,
.working-capital-form-section .section-title,
.working-capital-form-section .section-description {
    color: #ffffff !important;
}

.working-capital-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.working-capital-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* CC/OD Facility Form Section */
.ccod-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1554224155-8d04cb21cd6c?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.ccod-form-section .section-subtitle,
.ccod-form-section .section-title,
.ccod-form-section .section-description {
    color: #ffffff !important;
}

.ccod-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.ccod-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* Construction Finance Form Section */
.construction-finance-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1541888946425-d81bb19240f5?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.construction-finance-form-section .section-subtitle,
.construction-finance-form-section .section-title,
.construction-finance-form-section .section-description {
    color: #ffffff !important;
}

.construction-finance-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.construction-finance-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* Lease Rental Discounting Form Section */
.lrd-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.lrd-form-section .section-subtitle,
.lrd-form-section .section-title,
.lrd-form-section .section-description {
    color: #ffffff !important;
}

.lrd-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.lrd-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* Equity Funding Form Section */
.equity-funding-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1559526324-593bc073d938?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.equity-funding-form-section .section-subtitle,
.equity-funding-form-section .section-title,
.equity-funding-form-section .section-description {
    color: #ffffff !important;
}

.equity-funding-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.equity-funding-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}

/* CGTMSE Loan Form Section */
.cgtmse-form-section {
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(26, 35, 126, 0.75)),
                url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=1920&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    background-attachment: fixed;
}

.cgtmse-form-section .section-subtitle,
.cgtmse-form-section .section-title,
.cgtmse-form-section .section-description {
    color: #ffffff !important;
}

.cgtmse-form-section .section-subtitle {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.cgtmse-form-section .section-subtitle img {
    filter: brightness(0) invert(1);
}